Masterpiece provides coverage for physical loss or damage to your:
- House and other permanent structures in the property;
- Personal belongings such as furniture, electronic equipment, mobile phones, laptops, iPads, clothing, bags etc; and
- Valuable items such as jewellery, watches, artwork, wine collection, musical instruments, bicycles and other collectibles
If your items are valued below S$100,000, you are not required to provide these documents. However, it is recommended to keep a record of these documents as they may be required to be presented as evidence, in the event of a claim.
As long as you have itemised articles covered under your Masterpiece policy, you will automatically be covered for newly purchased items of the same category, for up to 25% of their total coverage. You will also have 90 days to request for these items to be included to your Masterpiece policy.
Please note that there will be additional premium incurred (from the date the items were acquired) for new items added to the policy.
You may contact Chubb’s Masterpiece team with your questions at [email protected]