At a Glance

S$0 agency fees


Online application


Personal accident cover of S$60,000 per year


As someone who keeps your home in order, your domestic helper plays an invaluable role.

Ensure she has the right protection with Maid Protect, underwritten by Chubb Insurance Singapore Limited. So that should something unexpected happen, your helper will receive coverage for medical-related expenses and other benefits.


Buy Now

Save on agency fees by applying for maid insurance for your new / transfer maid or renew your maid insurance online.

By clicking the “Buy now” button, you will be leaving our website to access Chubb’s website. Please ensure that you understand Chubb’s product features and terms before purchasing.

Buy now


Features & Benefits

Benefit Benefit Amount/Limit


Personal Accident

A. Accidental Death


B. Accidental Permanent Disability

(Refer to the Accidental Permanent Disability Benefit Schedule for the applicable percentage of Sum Insured payable)

S$60,000 per year


C. Accidental Medical Expenses Reimbursement

(Sub-limit of S$100 for each Accidental Injury in respect of treatment by a Chinese Doctor or Chiropractor)




Hospital and Surgical Expenses
(including Day Surgery, Pre-Hospitalisation Diagnostic Services and Post-Hospitalisation Follow-up Treatment)

S$15,000 per year


Replacement Maid Expenses



Wages and Levy Reimbursement

S$30 per day; up to a maximum of 30 days


Repatriation Expenses



Termination Expenses



Special Grant



Liability to Third Parties



Maid’s Personal Belongings



Insurance Guarantee Bond
(to Ministry of Manpower; not applicable if Your Maid is a Malaysian)


Optional Covers Benefit Amount/Limit


Additional Hospital and
Surgical Expenses per year

Choice of: S$5,000, S$10,000 or S$15,000


Waiver of Counter Indemnity for Insurance Guarantee Bond to MOM

S$5,000 (subject to an excess of S$250)


Employer’s Liability

Choice of: S$300,000 or S$500,000


Insurance Guarantee Bond
(to Philippine Overseas Labour Office, Singapore)

Choice of:
S$2,000 (for hiring through an accredited maid agency) or S$7,000 (for direct hiring or through a non-accredited maid agency)



26 months policy Premium

Basic Plan


Basic Plan with Waiver of Counter Indemnity


Optional Covers

Additional Hospital and Surgical Expenses per year


  • S$5,000


  • S$10,000
  • S$15,000


Employer’s Liability


  • S$300,000
  • S$500,000


Insurance Guarantee Bond
(as required by the Philippine Overseas Labour Office, Singapore)


  • S$2,000


  • S$7,000


The premium is inclusive of 7% GST.


How to Renew

To renew your existing maid insurance, simply follow the steps below when you receive the Work Permit renewal notice from Ministry of Manpower (MOM). You should receive this renewal notice from MOM approximately 60 days before the expiry of your Maid’s existing Work Permit.

Step 1: Renew your maid insurance online

  • Click on the "Buy Now" button to apply.
  • Select “Renewal” and indicate the policy effective date as 1 day after the expiry of your Maid’s existing Work Permit.
  • Upon successful application, Chubb will transmit the Insurance Guarantee Bond details to MOM within 2 working days.

Step 2: Renew your Maid’s Work Permit online

  • Your Maid’s passport should be valid for at least 7 months from the expiry date of the existing Work Permit.
  • Once the Insurance Guarantee Bond’s details have been transmitted to MOM, you may log in at MOM’s website to access Work Permit Online to renew the Work Permit.
  • Upload the following documents in PDF format when submitting the Work Permit application online:
    • Personal particulars page of the Maid’s current passport/travel document, including amendment page(s) (if any)
    • Disembarkation/Embarkation card
    • Completed Work Permit renewal application form
    • Completed and signed Security Bond form

Step 3: Wait for the new Work Permit card

  • The new Work Permit (WP) card will be delivered to the address stated in the Work Permit application within 7 working days after the successful verification of the documents submitted.
  • Return the existing Work Permit card by mailing it to: Work Pass Division, Ministry of Manpower, 18 Havelock Road, Singapore 059764.

Frequently Asked Questions

It provides comprehensive coverage for your Maid, including Accidental Death or Accidental Permanent Disability, Accidental Medical Expenses Reimbursement, Hospital and Surgical Expenses, Replacement Maid Expenses, Wages and Levy Reimbursement, Repatriation Expenses and other benefits. It also includes the mandatory insurance guarantee bond to Ministry of Manpower.

Yes, Maid Protect provides coverage in line with MOM’s revised requirements effective 1 October 2017. These are: Personal Accident cover of S$60,000 per year, Hospital and Surgical Expenses of at least S$15,000 per year and Insurance Guarantee Bond of S$5,000.

Yes, Maid Protect provides coverage of up to S$1,000 for outpatient medical treatments due to Accidental Injury. This also includes treatments by a registered Chinese Doctor or Chiropractor, subject to a maximum of S$100 per Accidental Injury.

You may reimburse up to S$500 for the agency fees incurred in hiring a replacement Maid in event of termination of the Maid’s services due to Accidental Death, Injury from Accident or Sickness as certified by a Doctor, provided the replacement Maid is employed within 90 days from the date of termination of the previous Maid.

The Policy will pay a fixed sum per day up to 30 days if your Maid is hospitalised due to an Accident or Sickness except pre-existing condition.

Chubb will transmit the Insurance Guarantee Bond details within 2 working days of your successful application and issue a Letter of Guarantee for the sum of S$5,000 as a security bond on your behalf to the MOM. As such, you do not need to pay the S$5,000 cash up front to the MOM when hiring a Maid.

In event that a demand is made by the MOM, Chubb will first settle the payment and subsequently recover it from you under the Counter Indemnity arrangement of the insurance.

If you have chosen to enhance your plan with the optional cover of Waiver of Counter Indemnity, Chubb will first settle the payment and subsequently recover it from you up to the excess amount of S$250.

On your request, Chubb can also issue a Letter of Guarantee to the POLO. The Letter of Guarantee will be sent to you together with your policy documents and you are required to furnish it to the POLO, together with all other necessary documents as required.

In event that a demand is made by the POLO, Chubb will first settle the payment and subsequently recover it from you under the Counter Indemnity arrangement of the insurance.

This applies only to the security bond of S$5,000 paid to the Singapore Ministry of Manpower’s (MOM) on your behalf. Chubb will waive their rights to recover the security bond from you, subject to the first S$250 which you have to bear.

Maid Protect allows you to purchase additional optional covers. Please refer to the benefits table for a list of additional optional covers.

Either you or Chubb can cancel the Policy by giving the other party 14 days’ notice in writing. If you cancel the Policy, you will receive a short-period refund of the premium paid for the unexpired period of insurance, subject to a minimum charge of S$50. There will be no refund of premium if the Policy is cancelled after 180 days from the commencement of insurance or if there has been a claim.

Please submit your claims online at Alternatively, you may contact Chubb’s Customer Service Hotline and they will guide you in filing a claim.

You may contact Chubb’s Customer Service Hotline at +65 6398 8797, Mondays to Fridays, 9.00am – 5.00pm, excluding public holidays or via an email at


Contact Us

Need help with your insurance?

Please refer to the Policy Wording for the full details of the terms, conditions and exclusions of this insurance.

Terms and Conditions Governing Purchase of Insurance Products from Chubb Insurance via the DBS website.


Maid Protect is underwritten by Chubb Insurance Singapore Limited (“Chubb”) and distributed by DBS Bank Ltd (“DBS”). It is not an obligation of, deposit in or guaranteed by DBS. This is not a contract of insurance. Full details of the terms, conditions and exclusions of the insurance are provided in the policy wordings and will be sent to you upon acceptance of your application by Chubb.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation ("SDIC"). For more information on the scheme, please visit the General Insurance Association or SDIC websites.


Explore more

Thank you. Your feedback will help us serve you better.

Was this information useful?

That's great to hear. Anything you'd like to add?
We're sorry to hear that. How can we do better?
Enter only letters, numbers or @!$&-/()',.