At a Glance

Lifetime of financial certainty

One-time premium for a lifetime of monthly income1

Transferable option

Policy can be transferred2 to your next generation

Peace of mind with guaranteed surrender value

Guaranteed surrender value of 80% of single premium from day 1


Features & Benefits

Gift more to your loved ones with Signature Income (II) – A single premium whole life insurance plan designed to ensure your legacy lasts beyond your generation, while letting you enjoy the life you’ve built.

This plan offers you a host of benefits to increase your policy value while giving you coverage and flexibility.

  • One-time premium for a lifetime of income1
  • Receive monthly income1 from 37th or 49th policy monthiversary
  • Choice of your preferred currency
  • Option to accumulate income payouts for higher returns3
  • Policy can be transferred2 to your next generation
  • Coverage on Death and Terminal Illness up to age 120
  • Guaranteed surrender value from day 1 of at least 80% of single premium paid

How to Apply

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Locate us Visit us at any of our centres

1 Signature Income (II) provides monthly income either from the 37th policy monthiversary or the 49th policy monthiversary, until the life insured reaches age 120 or until the termination of the policy, whichever is earlier. Once the policy is incepted, the monthly income amount and the policy monthiversary when the monthly income is first paid out cannot be changed. Monthly income consists of guaranteed and non-guaranteed monthly income. The non-guaranteed monthly income is based on illustrated investment rate of return of 4.75% or 3.25% p.a. for the participating fund. The actual benefits payable may vary according to the future performance of Manulife’s Participating Fund.
2 Transfer of policy ownership via assignment is allowed anytime while the policy is in force. The assignee must be at least 18 years old.
3 The monthly income can be accumulated with Manulife at the prevailing interest rate. The interest rate is subject to change by Manulife with 30 days advance notice to the Policy Owner.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as at 5 April 2020.

DBS Treasures Insurance Important Notes

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