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At a Glance
eCriticalCare protects you against 37 critical illness and unforeseen conditions with Recovery Care Benefit. Fuss-free application with 3 simple questions and no health checks.
RECOVER WITH CONFIDENCE
Cover for ICU hospitalization in case of unforeseen event - accident, new infections e.g COVID-19
REDUCE THE GAPS IN YOUR INSURANCE
Get comprehensive cover for death and 37 different critical illnesses
STRESS FREE SIGN UP
3 simple online questions and no medical check-up required
eCriticalCare is applicable for all Singapore Citizens, Singapore Permanent Residents and those residing in Singapore between 18 to 60 years old.
Features & Benefits
- Comprehensive Coverage. Be covered against death2 and 37 critical illnesses3 such as Major Cancer and Heart Attack of Specified Severity with a lump sum payout.
- Recovery Care Benefit for unforeseen conditions. Receive 30%4 of the coverage amount in advance upon staying in an Intensive Care Unit (ICU) for a total of 5 consecutive days (including High Dependency Unit5 (HDU) if required) due to unforeseen conditions such as illnesses, accident, unknown diseases, or as medically required.
- Customise your plan. Choose from a coverage amount between SGD 50,000 to SGD 300,000 to suit your protection needs.
- Flexible Policy Term. Between 10 to 40 years, in multiples of 5 years, up to age 85.
- Affordable Premiums: Start from only S$5.72/mth1.
- Easy Application. Just answer 3 simple questions, no health check-ups required.
Terms and conditions apply, refer to the Sample Policy Contract for more details.
How It Works
1 This premium amount is calculated based on a male non-smoker aged 18 with coverage amount of S$50,000 for a policy term of 10 years.
2 In the event of death, 20% of the coverage amount will be paid. Please refer to Sample Policy Contract for more details.
3 100% of the coverage amount will be paid upon diagnosis of any one of the 37 covered critical illnesses (apart from Angioplasty and Other Invasive Treatments for Coronary Artery in which we will advance 10% of the coverage amount, capped at SGD 25,000 and you will continue to be covered). Please refer to Sample Policy Contract for more details.
4 This benefit can only be claimed once. The coverage amount will be reduced by the amount paid under the Recovery Care Benefit. Please refer to Sample Policy Contract for more details.
5 High Dependency Unit (HDU) is one level of care below that of an Intensive Care Unit (ICU).
How to Apply for eCriticalCare
No wait, no hassle. Your details are pre-filled when you apply on digibank.
A Relationship Manager will reach out to you
When it comes to managing money, there’s no one-size-fits-all plan. That’s why we built DBS NAV Planner on DBS digibank: An intuitive digital tool that helps you track, protect and grow your money in a way that works for you. Not just for a day, a month or a year, but as you go through life. This is DBS digibanking.
Frequently Asked Questions
eCriticalCare provides coverage for 37 advanced stage critical illnesses (CI). Upon diagnosis of any of the 37 covered CI listed in the contract while the policy is in-force, we will pay 100% of the coverage amount.
For Angioplasty and Other Invasive Treatment for Coronary Artery, we will advance 10% of the coverage amount, capped at S$25,000 and you will continue to be covered.
Please refer to the Sample Policy Contract for the precise terms, conditions and exclusions.
If the policyholder is diagnosed with a critical illness and then passes on, will both Critical Illness and Death Benefit be paid out?
No. If the life insured is diagnosed with a critical illness and survived for at least 7 days from date of diagnosis or date of treatment (depending on CI), the critical illness benefit will be paid out and the policy terminates. Otherwise, only the death benefit shall be payable.Please refer to the Sample Policy Contract for the precise terms, conditions and exclusions.
Foreigners who are Singapore permanent residents may apply. Do refer to the Frequently Asked Questions relating to Eligibility & Underwriting.
In Collaboration with Manulife
eCriticalCare is issued and underwritten by Manulife (Singapore) Pte. Ltd. ("Manulife") (Reg. No. 198002116D) and distributed by DBS Bank Ltd ("DBS").
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information is correct as at 1 March 2022.