At a Glance

Enjoy up to 5x coverage

Get covered against Death, Terminal Illness and Total and Permanent Disability

Retrenchment benefit

Enjoy 6 months premium waiver if you or your spouse is retrenched and unemployed for 30 days or more

Financial flexibility

Accumulate policy cash value while enjoying coverage and an option to convert cash value into annual payouts over 10 years, with additional 5% interest

LifeReady Plus is a whole life insurance plan with the flexibility to add on riders so you can be prepared against unexpected events like Death, Total Permanent Disability, Critical Illness and Retrenchment. The plan can even supplement your retirement income as you reach your golden years.

Features & Benefits

Up to 5x coverage¹

• Be covered against Death, Terminal Illness, and Total and Permanent Disability, with an option to enhance your protection up to 5x

Health Advantage benefit²

• Enjoy upfront premium discounts for first 2 policy years
• Continue to enjoy the premium discounts after policy year 2 if you meet the health targets

Upgrade coverage without medical check-up

• No medical check-up needed when you want to increase coverage at these milestones:
• - Graduation (Tertiary)
• - First Home
• - Marriage
• - Parenthood

Critical Illness coverage

• Get additional coverage with our range of Critical Illness riders that pay a lump sum or waive future premiums in the event that Critical Illness strikes¹

Financial flexibility

• Accumulate policy cash value³ while enjoying coverage
• Option to convert cash value into annual payouts⁴ over 10 years, with additional 5% interest

Retrenchment benefit¹

• If you or your spouse is retrenched and unemployed for 30 days or more, 6 months of your premiums will be waived while coverage continues

How It Works

How to apply

Footnotes
¹ Please refer to respective product summary for more information.
² Upfront premium discount is based on standard underwriting assessment. To qualify for subsequent years premium discounts, please submit the Health Advantage form or a medical report with the health target requirement for verification within the first 2 policy years.
³ This includes guaranteed cash value and non-guaranteed bonuses and it is available if the policy has been in force and you have paid the premiums for 3 years.
⁴ Annual payout will result in lower cash value when the policy matures. Please refer to the product summary for more details.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as at 14 August 2019.

DBS Treasure Insurance Important Notes