At a Glance

ManuProtect Term (II) is a regular premium term life plan that protects yourself, your family or home if the unfortunate happens.

Be covered against death and terminal illness

Choose from a range of policy terms to suit your needs

Choice of simplified or full underwriting

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Features & Benefits

  • Lump sum payout of the sum insured in the event of death or upon diagnosis of terminal illness
  • Choose how long you want to be covered for from our available options4
  • Automatic renewal2 for policy term of 5 or 10 years to age 85, regardless of your health condition(s)
  • Option to convert your plan to another from a range of curated product regardless of your health conditions for ManuProtect Term (II)
  • Quit Smoking Incentive (QSI)3 available
  • Choice of simplified or full underwriting
  • Get additional coverage with add-on riders

How it Works


1 Terms and conditions apply. Please refer to Critical Care Enhancer Rider (II) policy contracts and product summaries for details and specific definitions.
2 Premiums will be based on the life insured’s age at point of renewal. Not available for ManuProtect Term (II) (Level and Convertible) and ManuProtect Term Lite (II) (Level).
3 Only available for ManuProtect Term (II) (Level and Convertible) with sum insured of S$500,000 and above. Non-smoker premium rates will continue from the 4th policy year upon satisfactory evidence that the life insured have stopped smoking has been provided.
4 Option available are renewable & convertible/ renewable for policy term of 5 years or 10 years and level & convertible/ level for policy term from 11 years to 40 years, up to age 65, 75 or 85

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as at 13 October 2021.

DBS Treasures Insurance Important Notes


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