Maximises the potential of your existing investments and enjoy financial flexibility to capitalise on new investment opportunities across global currencies at any time.
Specially brought to DBS Treasures clients, our Multi-Currency Revolving Term Loan (MRTL) maximises the potential of your existing investment portfolio and allows you to enjoy financial flexibility across global currencies at any time.
Scenario 1: Meeting short-term liquidity needs
You set aside some cash for short-term liquidity needs. However, keeping cash in a low interest rate environment may reduce overall portfolio returns. With an MRTL facility, you can invest the cash and use your existing portfolio as collateral for a loan drawdown when a short-term liquidity need arises. This way, you do not lose the opportunity of gaining potentially higher returns.
Scenario 2: Capitalising on investment opportunities
You have a fully-invested portfolio but want to capitalise on an attractive investment opportunity. A money transfer from another financial institution may not be in time. With an MRTL facility, you can have ready credit to immediately draw down funds to act on investment opportunities.
*10 currencies are Singapore Dollar, United States Dollar, Euro, British Pound, Japanese Yen, Swiss Franc, Australian Dollar, New Zealand Dollar, Canadian Dollar and Hong Kong Dollar
#As long as aggregate loan outstanding amount is within the facility limit and supported by adequate collateral
Drawdown of MRTL is available via iWealth
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