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Portfolio Financing - Multi-Currency Revolving Term Loan
At a Glance
The Multi-currency Revolving Term Loan (MRTL) facility is specially brought to DBS Treasures clients for your Investment Financing needs. With MRTL, you can use your existing investment portfolio as collateral for a loan drawdown to settle further investment purchases, or to meet short-term liquidity needs.
Acceptance of a wide range of collaterals
Multiply the potential of your existing investments
Great flexibility across 10 major currencies*
Convenient loan drawdown on iWealth®, in any number of loans
Great cost savings with attractive interest rates
Flexible loan tenure and pay interest only on utilised amount
How to Benefit from MRTL
Scenario 1: Meeting short-term liquidity needs
You set aside some cash for short-term liquidity needs. However, keeping cash in a low interest rate environment may reduce overall portfolio returns. With an MRTL facility, you can invest the cash and use your existing portfolio as collateral for a loan drawdown when a short-term liquidity need arises. This way, you do not lose the opportunity of gaining potentially higher returns.
Scenario 2: Capitalising on investment opportunities
You have a fully-invested portfolio but want to capitalise on an attractive investment opportunity. A money transfer from another financial institution may not be in time. With an MRTL facility, you can have ready credit to immediately draw down cash to act on investment opportunities.
How MRTL Works
^Subject to sufficient assets under management determined by the Bank from time to time
*10 currencies are Singapore Dollar, United States Dollar, Euro, British Pound, Japanese Yen, Swiss Franc, Australian Dollar, New Zealand Dollar, Canadian Dollar and Hong Kong Dollar.
#As long as aggregate loan outstanding amount is within the facility limit and supported by adequate collateral.
How to Apply
You will need to have a DBS Wealth Management Account and apply for an MRTL loan facility.