Singapore Property Loans

At a Glance

Timely guidance from experienced specialists

Our experienced team of home advice specialists are ready to address your property financing needs promptly.

Exclusive DBS Treasures benefits

Enjoy competitive rates, tailored financing options, and rewards when you borrow or unlock your property value with us.

Apply at your convenience

Get pre-approved in minutes, and accept your standard loan package seamlessly in your digibank app.

Apply nowHave questions? Our Home Advice Specialists are ready to assist you with any queries you have.Contact me

Features & BenefitsDiscover the advantages of a DBS property loan, designed to provide you with flexibility and rewards.Your premium mortgage benefits include¹:

Exclusive, Competitive Rates
Special mortgage promotion rates for all your property financing needs.

Tailored Financing Options
Design your ideal home loan with flexible rates and features.

For example, you can:

Combine Fixed and Floating Rates: Enjoy the stability of a fixed rate with the potential savings of a floating rate.
Opt for Multiple Fixed Rate Packages: Match your loan terms to your investment strategies or interest rate expectations by combining two fixed-rate packages of different durations.
Utilise Flexible Features: Mix a standard package with another that gives flexibility for early free conversion to another package.

Enhanced Wealth Rewards for DBS Treasures clients¹
From now until 31 Oct 2026, receive rewards when you take up a DBS Home Loan or switch your existing loan to us. Terms and Conditions apply.

For Private Residential Properties:

Your loan amount	Buying a home (completed properties) (Shopping Vouchers)	Switching your home loan to DBS (Cash Rewards)
≥ S$300,000	S$400	S$400
≥ S$500,000	S$600	S$2,600
≥ S$1,000,000	S$1,000	S$3,500
≥ S$1,500,000	S$1,400	S$4,200
≥ S$2,500,000	S$1,800	S$4,600

For HDB Flats:

Your loan amount	Buying a home (completed properties) (Shopping Vouchers)	Switching your home loan to DBS (Cash Rewards)
≥ S$300,000	S$400	S$2,400
≥ S$500,000	S$600	S$2,600
≥ S$1,000,000	S$1,000	S$3,000
≥ S$1,500,000	S$1,400	S$3,400

Cash Rebates when you Leverage Your Property²
Tap into your private property’s value and enjoy these rebates:

Your loan amount	Cash Rebates
≥ S$300,000	S$2,000
≥ S$1,000,000	S$2,500
≥ S$1,500,000	S$2,800

¹ Terms and conditions apply. For home loan applications submitted from 1 Jul 2026 and accepted by 31 Oct 2026.² Terms and conditions apply. Exclusive to clients with minimum S$350,000 of Assets Under Management (AUM) with DBS Treasures at loan application.

Apply nowTake the Next StepReady to start your digital loan application? Apply online now!Apply nowNeed help? Our Treasures Home Advice Specialists are ready to assist you with your application or answer any queries you have.Contact me