Earn up to 8.08% p.a. in just 2 months

Exclusively for DBS Treasures clients: Earn higher returns on your surplus funds in just 2 monthsInvest or insure with DBS Treasures and deposit fresh funds to earn higher interest on your 2-month deposits. This offer is valid from 1 Jul 2026 to 30 Sep 2026 and available on a first-come, first-served basis.

Promotion Criteria	Offer
Minimum Investment or Insurance Amount (SGD equivalent¹)	Eligible Fresh Funds Amount	2-Month USD FD	2-Month SGD CASA Earmark
100,000	Up to the investment or insurance amount	7.88% p.a.	3.88% p.a.
500,000	Up to the investment or insurance amount	8.08% p.a.	4.08% p.a.

¹ Where applicable, a fixed exchange rate of USD 1 = SGD 1.28 will be used for the computation of eligible amount.

See how much you could earn in just 2 months with USD or SGD 500,000¹

(1) 2-Month USD Fixed Deposit @ 8.08% p.a.
Investment amount	USD 500,000
Eligible fresh funds amount	USD 500,000
FD period	15 Jul 2026 – 15 Sep 2026 (62 days)
Interest earned	USD 5,435.76

(2) 2-Month SGD Current/Savings Account @ 4.08%p.a.
Investment amount	SGD 500,000
Eligible fresh funds amount	SGD 500,000
CASA earmark period	1 Aug 2026 – 2 Oct 2026 (63 days)
Interest earned	SGD 3,521.10

Qualifying Investment & Insurance Product Types²
	Investment Products	Insurance Products
Eligible Qualifying Products	• Unit Trusts • Bonds • Structured Notes	• All Manulife plans

² General exclusions apply. Please refer to the full Terms & Conditions here.
Offer Eligibility:

This offer is for DBS Treasures clients who joined before 1 Jul 2026.

Clients must register for the promotion with their Relationship Manager.

Clients must maintain an active DBS/POSB CASA Account, FD Account or Wealth Management Account (“WMA”).

To qualify, you must deposit fresh funds into your account during the promotion period. The fresh funds must be incremental to your existing account balance above what it was in your participating account as of 30 Jun 2026.

How to register:

Contact your Relationship Manager today to register for the promotion.

Get in touch with your Relationship Manager via digibank in 3 steps:Step 1
Login to your DBS digibank app.Step 2
Tap on the chat icon located at the top right of your screen and select “RM Exchange”.Step 3
Tap on “Contact your RM”. Your Relationship Manager’s name will be displayed on the left. You can choose to either call (tap on the phone icon) or send a message (tap on mail icon).Do ensure you have the latest version of digibank app installed to access this feature.

Can I share this promotion with my family and friends?

This promotion is only offered to DBS Treasures clients who joined us prior to 1 Jul 2026. You can share the Welcome Offer with family and friends who have yet to join DBS Treasures.

Can I combine Investment Purchase and Insurance Purchase to hit the minimum amount?

Investment and insurance purchases cannot be combined. Each must independently meet the minimum qualifying amount.

If I am participating in other DBS Treasures offers, can I still register for this offer?

This Promotion cannot be combined with other ongoing DBS Treasures promotion, including the DBS Treasures Welcome Offer.

I have made a joint purchase of qualifying investment/ insurance. Can my joint account holder and I qualify for two offers?

For joint purchases, only one account holder is eligible to participate in the USD Fixed Deposit Offer/ SGD CASA Special Rate Offer. The eligible fresh funds amount will be capped at the total joint investment/insurance purchase amount.

Can I place the USD FD online?

USD FD must be placed through your Relationship Manager only. Online placements are not eligible.

What do fresh funds refer to?

Fresh funds refer to money coming from outside DBS/POSB. This includes new USD deposits and funds in other currencies converted to USD via digibank. It excludes transfers from existing DBS/POSB accounts or funds withdrawn and re-deposited during the promotion period.

How do I receive fresh USD/SGD fresh funds in my Multi-Currency Account?

You can make deposits via:

SAL/PAY
Cheque/Cashier's Order/Demand Draft
Cash deposits
FAST credit
MEPS receipt
Telegraphic transfer
Share payment
Inward payments from CDP/CPF
Funds transfer from corporate accounts

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.Disclaimers
The information herein is published by DBS Bank Ltd (“DBS Bank”) and is for general information only and should not be relied upon as financial advice. This publication may not be reproduced, reposted or communicated to any other person without the prior written permission from DBS Bank. This information does not take into account the specific investment objectives, financial situation or needs of any particular person. Before entering into any transaction involving any product mentioned in this information, where applicable, you should seek advice from a financial adviser regarding its suitability for your own objectives and circumstances. If you choose not to do so, you should make an independent assessment and do your own due diligence on the product. This advertisement has not been reviewed by the Monetary Authority of Singapore.Any past performance, projection, forecast or simulation of results is not necessarily indicative of the future or likely performance of any investment. There is no assurance that the credit ratings of any securities mentioned in this publication will remain in effect for any given period of time or that such ratings will not be revised, suspended or withdrawn in the future if, in the relevant credit rating agency’s judgment, the circumstances so warrant. The value of any product and any income accruing to such product may rise as well as fall. Foreign exchange transactions involve risks. The reader should note that fluctuations in foreign exchange rates may result in losses in foreign exchange. To the extent permitted by law, DBS accepts no liability whatsoever for any direct indirect or consequential losses or damages arising from or in connection with the use or reliance of this publication or its contents.Foreign currency (FCY) deposits are subject to fluctuations in exchange rates which may give rise to capital gains or losses. Conversions between currencies involve fluctuations and are subject to exchange controls. If you are converting from another currency to place the deposit and intend to convert it to the original currency, exchange rate fluctuations could cause the converted amount to be less than your original amount.The insurance products and services stated herein are issued and underwritten by Manulife (Singapore) Pte. Ltd. ("Manulife") (Reg. No. 198002116D) and distributed by DBS. It is not an obligation of, deposit in or guaranteed by DBS.Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs, and the surrender values payable may be less than the total premiums paid.The information herein is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation.

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