This promotion is only offered to DBS Treasures clients who joined us prior to 1 Jul 2025. You can share the Welcome Offer with family and friends who have yet to join DBS Treasures.
Yes, so long as you bring in additional, new fresh funds and fulfil the other criteria as stated in the Terms and Conditions.
No, you may participate only once throughout the promotion period with one participating account as stated in the Terms and Conditions.
Yes, you may make multiple transactions to deposit the fresh funds corresponding to your registered amount. Please note the registered amount needs to be in multiples of US$100,000 and is capped at US$10,000,000 per client for the entire promotion period.
Eligible fresh funds are funds deposited into your participating DBS/POSB account during the promotional period that originate from outside DBS/POSB. This includes fresh USD deposits and fresh funds in other currencies converted to USD through digibank.
This includes deposits via:
- SAL/PAY
- Cheque/Cashier's Order/Demand Draft
- Cash deposits
- FAST credit
- MEPS receipt
- Telegraphic transfer
- Share payment
- Inward payments from CDP/CPF
- Funds transfer from corporate accounts
It does not include transfers and funds from existing DBS/POSB accounts or funds re-deposited from recently withdrawn DBS/POSB accounts within the promotion period.
Yes. You may convert your eligible SGD fresh funds to USD via digibank.
Important note: Foreign currency transactions are subject to exchange rate fluctuations, which may result in capital gains or losses. Such accounts may also be subject to exchange controls imposed on the currency held.
 | Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 |
For a clearer understanding, please refer to the sample illustrations below.
(a) If you bring in USD Fresh Funds only:
Date | Description | Transaction (US$) | Transaction (US$) |
|---|---|---|---|
30 Jun 2025 | - | - | $100,000 |
10 Jul 2025 | Bill Payment | - $10,000 | $90,000 |
15 Jul 2025 | Fresh Funds Deposit | + $280,000 | $370,000 |
16 Jul 2025 | Outward Funds Transfer | - $70,000 | $300,000 |
1 Aug 2025 | - | - | $300,000 |
- On 30 Jun 2025, your Participating Account balance was US$100,000.
- On 10 Jul 2025, you make a bill payment of US$10,000.
- On 15 Jul 2025, you make a Fresh Funds Deposit of US$280,000.
- On 16 Jul 2025, you make an outward funds transfer of US$70,000.
- On 1 Aug 2025, when the earmark is placed, the account balance is US$300,000.
- Therefore, your eligible Fresh Funds Deposits for the promotion is US$200,000 (US$300,000 – US$100,000).
(b) If you were to participate with USD Fresh Funds and purchase Qualifying Investment or Insurance Product(s):
Date | Description | Transaction (US$) | Transaction (US$) |
|---|---|---|---|
30 Jun 2025 | - | - | $100,000 |
10 Jul 2025 | Fresh Funds Deposit | + $260,000 | $360,000 |
13 Jul 2025 | Purchase of Unit Trust | - $50,000 | $310,000 |
16 Jul 2025 | Outward Funds Transfer | - $60,000 | $250,000 |
1 Aug 2025 | - | - | $250,000 |
- On 30 Jun 2025, your Participating Account balance was US$100,000.
- On 10 Jul 2025, you make a Fresh Funds Deposit of US$260,000.
- On 13 Jul 2025, you purchase an eligible Unit Trust of US$50,000.
- On 16 Jul 2025, you make an outward funds transfer of US$60,000.
- On 1 Aug 2025, when the earmark is placed, the account balance is US$250,000.
- Since you used US$50,000 to purchase a Qualifying Product, your eligible Fresh Funds Deposits for the promotion is US$200,000 (US$250,000 – US$100,000 + US$50,000).
“Earmarked” funds mean the deposits registered for the promotion cannot be used or withdrawn for any other purpose.
Yes, you will continue to earn the prevailing interest rate on your earmarked funds.
You may wish to check your account balance on your DBS digibank mobile app or online. Earmarked funds are included under Total Balance, while you would see a lower Available Balance.