Signature Indexed Universal Life Select (III) Insurance from DBS

Signature Indexed Universal Life Select (III)

At a Glance

Returns that are linked to internationally recognised indices.

Downside protection from adverse market conditions.

Flexibility to change premium and index sub-accounts allocations.

Signature Indexed Universal Life Select (III) is a universal life plan that preserves and grows your wealth for future generations, allowing you to be in control of your legacy while earning potentially higher returns through the Index Account.Contact me

Features and BenefitsOpportunity for higher returns and diversification

Earn potentially higher returns from the Index Account that is linked to internationally recognised indices.

Choose from 6 index sub-accounts.

Flexibility

Flexibility to select amount and frequency of premium payments¹

Reallocate² the distribution of premiums paid between accounts and index sub-account

Option to change life insured³ during the policy term

Peace of mind

Whole life coverage

Downside protection against negative returns with a 0% floor rate for Index Account

Option to spread your premiums allocated into the Index Account over up to 12 monthly segments, which may help smoothen out your returns

How it works

The actual benefits payable and coverage are not guaranteed and are dependent on the actual crediting rates applied to your policy's Fixed Account and Index Account, actual policy charges as well as the amounts of any additional premiums paid, partial withdrawals made and loans taken.Terms and conditions apply. Please refer to the Product Summary and Policy Contract for more information.Footnotes¹ You may pay premiums of any amount at any time before age 100, within the maximum limits we set. If you have sufficient policy value, you may skip a premium payment or stop paying premiums entirely. You may need to pay extra premiums if the actual interest we pay you is lower than illustrated, if you take a loan, if you make a withdrawal, or if the actual policy charges increase.The actual amount and frequency of premium payments will affect the policy value and potentially the death benefit, as well as how long the policy is kept in force.² Allowed one year after the policy issue date and before age 100.You may also change the Net Premium Allocation and/or Index Account Composition, subject to our approval.³ Allowed two years after the policy issue date, subject to insurable interest and any other terms and conditions as set out in the policy contract.Any policy charges will be based on the new life insured’s age, gender, country of residence, underwriting class and any other ratings.Important NotesSignature Indexed Universal Life Select (III) is underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D).This advertisement has not been reviewed by the Monetary Authority of Singapore.  Buying a life insurance policy is a long-term commitment. There may be high costs involved if you terminate the policy early, and your policy’s surrender value (if any) may be zero or less than the total premiums paid.  This material is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product in the policy contract.    This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).Information is correct as at 27 April 2025DBS Treasures Insurance Important Notes