Enjoy extra cash starting from 0%* interest!
|Tenure||6 months||12 months|
|Applied interest rate (p.a)||0%||0%|
|Effective interest rate (p.a)*||7.61%||7.32%|
|^Savings based on S5,000 withdrawn||Total interest and charges for 12 months|
|Interest from other bank’s credit cards at 24% p.a||S$1200|
|Interest from DBS Credit Card Balance Transfer at 0%p.a||S$0|
|One time Administration fee at 6.38%||S$319|
|Savings||S$881 (73% Savings)|
*The effective interest rate is calculated taking into consideration the administration fee and based on the assumption of a minimum monthly payment of 3% of the outstanding and full payment in the final month of the promotional period. Interest, fees and charges are subject to compounding if it is not paid in full. The one-time administration fee will be debited from your DBS Credit Card account accordingly.
^Figures have been simplified for illustration purpose only. Interest savings is based on a comparison of the interest rate of 24% p.a on other banks’ credit cards over a 12 months repayment period.
^Terms and Conditions apply.
Enjoy 0% interest rate and administration fee of as low as 3.58% (see Rates tab) when you apply online!