Cardholder Services

DBS Credit Cards Balance Transfer

Enjoy extra cash starting from 0%* interest!

DBS Credit Cards Balance Transfer

Product Details

  • Interest Savings – Enjoy 0% interest rate for up to 12 months.
  • Flexible repayment - pay from as little as S$50 or 3% of the statement balance, whichever is higher.
  • Financial Control – consolidate all your other credit cards balances into DBS credit card.

Enjoy 0% interest rate and lower administration fee when you apply online now!^


Promotional rates:

Tenure6 months12 months
Applied interest rate (p.a)0%0%
Administration fee2.50%4.50%
Effective interest rate (p.a)*5.34%5.20%


Usual rates:

Tenure6 months12 months
Applied interest rate (p.a)0%0%
Administration fee3.58%6.38%
Effective interest rate (p.a)*7.61%7.32%


*The effective interest rate is calculated taking into consideration the administration fee and based on the assumption of a minimum monthly payment of 3% of the outstanding and full payment in the final month of the promotional period. Interest, fees and charges are subject to compounding if it is not paid in full. The one-time administration fee will be debited from your DBS Credit Card account accordingly.

^Terms and Conditions apply.

How to Apply

  • Contact Me

    Contact now

  • Enjoy 0% interest rate and administration fee of as low as 3.58% 2.50% (see Rates tab) when you apply online!

    Apply now

DBS Credit Cards Balance Transfer Terms and Conditions