Enjoy extra cash starting from 0%* interest!
|Tenture||6 months||12 months|
|Applied interest rate(p.a)||0%||0%|
|Effective interest rate(p.a)*||5.34%||5.20%|
As compared to interest rates of 24% p.a. on other banks' credit cards, you can save so much more with our promotional interest rates.
|For a Balance Transfer amount of S$10,000||6 months||12 months|
|One-off adminstration fee||S$250||S$450|
|Interest from other banks' credit cards at 24% p.a.||S$1,200||S$2,400|
|Your Savings (up to)||S$950|
Figures are simplified for illustration purposes.
* The Effective Interest Rate (EIR) is calculated based on an approved Balance Transfer amount of S$10,000 with monthly minimum payment of 3% of amount transferred and full payment of the outstanding amount transferred at the end of the tenure. EIR is subject to compounding if the monthly finance charges are not paid in full. A one-off administration fee of 2.5% and 4.5% for loan tenure of 6 and 12 months respectively will be debited from your DBS Credit Cards account accordingly.
^ Interest savings with DBS Credit Cards Balance Transfer (for repayment over 6 months or 12 months) when compared to interest rate of 24% p.a. on other credit cards.