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A Structured Deposit is a form of investment product. The return from a Structured Deposit is dependent on the performance of some underlying financial instrument. Typical financial instruments which are linked to a Structured Deposit include equities, interest rates, market indices, fixed income instruments, foreign exchange or a combination of these.
A Structured Deposit is not a Traditional Deposit. It is excluded from insurance coverage under the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.