FX and Cash Management

Foreign Currency Fixed Deposit

Fixed deposits in foreign currencies offer you an opportunity to earn foreign exchange gains on top of potentially higher interest.

Interest rates for some currencies are also higher than SGD deposits. Choose from a range of tenors.


  • Choice of 10 foreign currencies: AUD, CAD, CHF, EUR, GBP, HKD, JPY, NZD, CNH and USD
  • Tenors from one month up to a year
  • Earn potentially higher rates compared to SGD
  • Gain exposure to a particular foreign currency

For more information:

  • Contact your Wealth Manager or visit any of our branches.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Foreign currency transactions are subject to exchange rate fluctuations, which may result in capital gains or losses; such accounts may also be subject to exchange controls imposed on the currency held.

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