With the current low interest rate environment, it is timely to review your mortgage to assess for potential savings from refinancing it.

Our home loan rates are at 1.50% p.a. (lower than HDB home loan at 2.60% p.a.), so the savings you get can help with day-to-day necessities and building your emergency funds. Experts recommend having at least 3-6 months set aside so unexpected events don’t disrupt your daily life.

If you are not within the lock-in period, get a DBS Home Loan and pair it with DBS Multiplier to unlock steady bonus interest on your savings.

Sign up for DBS Multiplier  Apply for DBS Home Loan


DBS Multiplier

How it works

Earn higher interest on Multiplier Account balances when you do the following with DBS/POSB every month and the eligible transactions add up to S$2,000 or more.

Transact in more categories and increase your monthly eligible transaction amount to earn higher interest rates.

Sign up for DBS Multiplier


Optimize your expenses with DBS Home Loan

Super Savers Package at 1.50% p.a. fixed over 5 years

Turn lesser monthly mortgage into more money for your savings and daily necessities. Refinance at a rate lower than HDB’s 2.60% p.a. for a guaranteed savings of up to 1.10% p.a. for 5 years, with the flexibility to switch out after Year 1 at no charge.

Year 1 - 5: Thereafter :
1.50% p.a. FHR24 + 0.90% p.a.

Apply for DBS Home Loan