At a Glance

It's cashback with more kick. Earn up to S$130 cashback each month.


How it Works

The more you practise, the more you prosper. Earn cashback when you master 3 or more of these:


Credit your salary to any DBS/POSB Deposit Account

  • Minimum S$2,500 via GIRO
  • Use transaction reference codes 'SAL' or 'PAY'
  • Reflected as either 'GIRO SALARY' or 'SALARY' in your Statement of Account

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Spend with any DBS/POSB personal credit card(s)

  • No minimum monthly spend required
  • Monthly spend consists of retail/cash advance transactions posted within the 1st & last calendar day
  • Eligible transactions across main cards & supplementary cards are accorded to the main cardholder

Apply now

Apply for a DBS/POSB Home Loan or refinance with us

  • Monthly instalment(s) due on your home loan(s) with DBS/POSB will be recognised
  • Cash and CPF components included
  • Earn cashback on your existing mortgage, new or refinanced DBS/POSB Home Loan
  • Up to 3 joint borrowers can earn cashback from the full monthly instalment amount after signing up for Cashback Bonus

Apply now

Start Insuring with DBS/POSB

  • Purchase any of the following regular premium policies after joining Cashback Bonus:
    • CancerCare
    • Critical SelectCare
    • eCriticalCare
    • eDecreasingTerm
    • LifeReady Plus (II)
    • Manulife SmartRetire (III)
    • Manulife SmartWealth (II)
    • Manulife Spring (II)
    • ManuProtect Decreasing (II)
    • ManuProtect Decreasing Lite (II)
    • ManuProtect Term (II)
    • ManuProtect Term Lite (II)
    • Ready LifeIncome (II)
    • ReadyBuilder (II) – Regular Premium
    • RetireReady Plus (III) – Regular Premium
    • SavvySpring (II)
    • TermProtect
  • Monthly premium amount due on in-force policies past free-look/cancellation period will be recognised for the first 12 consecutive months
  • No minimum insurance premium required

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Start Investing with DBS/POSB

  • Valid for POSB Invest-Saver, Unit Trust Lump Sum Investments, and Unit Trust Regular Savings Plan purchased after joining Cashback Bonus
  • The investment amount of your Unit Trust Lump Sum Investment will be recognised after your free-look/cancellation period
  • Monthly contribution amount for Unit Trust Regular Savings Plan and/or POSB Invest-Saver will be recognised for the first 12 consecutive contributions per investment fund
  • No minimum investment amount required

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Cashback Calculator
Cashback Calculator


Enrolling is easy and at your fingertips with digibankingNEW

Apply now

New to digibanking?

With digibank, now it’s so much easier to get your cashback bonus. 

You can easily open a personal account using MyInfo on the digibank app! 

For foreigners, please prepare these required documents to open an account.

Download DBS digibank now



Frequently Asked Questions

Yes you do, if you are one of the borrowers (up to a maximum of 3 joint borrowers) and the loan has been disbursed.

You will need to have eligible transactions in at least 3 of the 5 transaction categories:

  • Salary Credit (Min. of $2500)
  • Credit Card Spend
  • Home Loan Instalments
  • Insurance (only for new purchases made after enrolment)
  • Investment (only for new purchases made after enrolment)

Cashback is credited by the 7th working day of the following month. If the 7th working day falls on a Sunday or Public Holiday, it will be credited by the next working day.


Prefer to earn interest instead?

Get up to 3.00% p.a. with DBS Multiplier.

Find out more


To enroll for Cashback Bonus, you must be at least 18 years old and an existing eligible DBS/POSB Savings/Current Account or principal credit card to nominate for receiving the cashback. To qualify for any cashback, you need to have banking transactions in at least 3 out of the 5 transaction categories. For Salary Credit, a minimum of S$2,500 is required. For Insurance and/or Investments, only purchase(s) made after enrolling into Cashback Bonus will be recognized as eligible transaction(s). The calculated cashback is an estimated value based on amount entered for each transaction category rounded off to 2 decimal places and then summed up for the entire month. The cashback amount earned for each transaction category is also subject to the monthly cap. For a full list of terms and conditions, click here.

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