Get the Best Salary Crediting Account in Singapore with DBS

Put your salary to work

At a Glance

Start salary crediting to DBS/POSB and earn bonus interest on both DBS Multiplier Account and POSB Save As You Earn (SAYE) Account.

Who doesn’t love payday? After all, we have traded our precious time and sweat for it. But is your salary working as hard (or even harder) for you?Here are reasons why you should credit your salary with us!Do you know that by salary crediting with DBS, you can earn higher interest on up to S$172,000¹ of savings?

¹ This is based on higher interest cap of S$100,000 balance in DBS Multiplier and a monthly savings of S$3,000 for 24 months in POSB Save As You Earn Account

DBS Multiplier

Use Multiplier for everything - savings, expenses and multi-currency transactionsBe rewarded with bonus interest on your Multiplier Account when you credit your salary to any DBS/POSB account of your choice. No minimum salary amount required.Tips to maximise interest when you credit your salary:

Gain more, earn more

Enjoy interest rates of up to 4.1% p.a. on bigger savings of up to S$100,000. More products to choose from with no minimum transaction amount required.

Increase your eligible monthly transaction amount with joint account

Never underestimate the power of dual income. Credit both yours and your loved one’s salaries to a joint account to qualify for higher monthly transaction amounts, and higher interest rates.

It's now easier to get 4.1% p.a. with Multiplier

On top of credit card and PayLah! spend, you can now earn up to 4.1% p.a. with more flexibility in payment modes (CPF, SRS, Cash) for Regular/Single premium insurance, digiPortfolio, Bonds, Structured products and more.

POSB Save As You Earn (SAYE)

You can also pair your Multiplier Account with POSB Save As You Earn Account to give you bigger interest rates. Save a fixed portion of your salary into a POSB SAYE Account monthly from your DBS/POSB salary crediting account to earn 3.5% p.a. interest on your savings for the first two years.Important tip: You should have a DBS/POSB Savings/Current Account as your salary crediting account before applying for SAYE.Inform your HR to credit your salary with DBS/POSB now!Email HRDeposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.