GIRO Billing Organisation
These are the list of participating Billing Organisations (BOs) which you can apply for GIRO via iBanking. Please refer to the table below for the bill reference number of each GIRO BO.
If you are holding a FIN with prefix M (e.g. M1234567C) and would like to set up a GIRO arrangement for Billing Organisation: IRAS Income Tax, please submit your application to IRAS directly by logging in to MyTax Portal using your Singpass here.
We are updating our system to enable FIN holders to set up your IRAS Income Tax arrangements directly via digibank online. Thank you for your patience.
GIRO Arrangements available via Card and PIN are denoted with a *.
You may also wish to check out our Guide to GIRO Arrangements here.
Country Clubs / Recreational Clubs
| Billing Organisation | Bill Reference Number | Field Length | Example |
|---|---|---|---|
| 67 Pall Mall Singapore Pte. Ltd. | Membership No. | 9 Characters (all numeric) | 012345678 |
| SENTOSA GOLF CLUB | Membership Number | 7 Alphanumeric Characters (Maximum) | A12345 / A12345X / AB1234 |
| Singapore Swimming Club | Account No. with billing corporation as shown on statement | 5 Characters (2 Alphabet 3 Digits) | TA123 |
| Singapore Island Country Club | Club No. as provided by billing organisation | 5 Characters (1 Alphabet 4 Digits) | A0123400 as A1234 |
| Temasek Club | NRIC No. with Prefix | 8 Characters (1 Alphabet 7 Digits) | S1234567A |
| The Keppel Club | Membership No. | 6 Characters (2 Alphabet 4 Digits) | NG1234 |
| Warren Golf & Country Club | Member's Club No. as shown on membership card or statement | 9 Characters (2 Alphabet 6 Digits with a hyphen) | Social Member ST1234-00 |
| Member's Club No. as shown on membership card or statement | 9 Characters (2 Alphabet 6 Digits with a hyphen) | Golfing, Ladies, Ordinary Member GF1234-00 | |
| Member's Club No. as shown on membership card or statement | 11 Characters (3 Alphabet 7 Digits with a hyphen) | Corporate Member CM0021N1-00 |
Educational Institution
| Billing Organisation | Bill Reference Number | Field Length | Example |
|---|---|---|---|
| Busy Bees Singapore | DDA Reference Should be Child’s Birth Certificate along with indication of CDA or GRO | 12 Characters (5 Alphabets 7 digits) | T1234567ACDA or T1234567AGRO |
| Busy Bees @ work | DDA Reference Should be Child’s Birth Certificate along with indication of CDA or GRO | 12 Characters (5 Alphabets 7 digits) | T1234567ACDA or T1234567AGRO |
| Brighton Montessori | DDA Reference Should be Child’s Birth Certificate along with indication of CDA or GRO | 12 Characters (5 Alphabets 7 digits) | T1234567ACDA or T1234567AGRO |
| Pat's Schoolhouse | DDA Reference Should be Child’s Birth Certificate along with indication of CDA or GRO | 12 Characters (5 Alphabets 7 digits) | T1234567ACDA or T1234567AGRO |
| Odyssey Preschool | DDA Reference Should be Child’s Birth Certificate along with indication of CDA or GRO | 12 Characters (5 Alphabets 7 digits) | T1234567ACDA or T1234567AGRO |
| Ministry of Education | NRIC or FIN as per Student ID | 9 Characters (2 Alphabet 7 digits) | T0123456A/ G1234567W |
| MOE Kindergartens | DDA Reference should be Birth Certificate number of enrolled MK child | 9 Characters (2 Alphabets 7 digits) | T1234567A |
| Nanyang Polytechnic | Admission Number | 7 Alphanumeric Characters | 120899P |
| PAP Community Foundation (PCF) | DDA Reference Should be Child’s Birth Certificate along with indication of CDA or GRO | 12 characters | T1234567ACDA OR T1234567AGRO |
| Raffles Girls' School (Secondary) | NRIC or FIN as per Student ID | 9 Characters (2 alphabets 7 digits) | T0812345Z G1954321A |
| Raffles Institution | NRIC or FIN No. | 9 Characters (2 Alphabet 7 Digits) | S7812345I / F1234567J |
| Singapore American School Limited | Student ID number | 5 characters | 12345 |
| Singapore Institute of Technology (SIT) | Student ID | 7 Characters | 1600101 |
| Singapore Management University | NRIC or FIN as per Campus ID | 9 Characters (2 Alphabet 7 digits) | S7712345I/F1234578A |
| Singapore Polytechnic | Student ID No. | 7 Digits | 2000001 |
| Temasek Polytechnic | Admission Number | 8 Alphanumeric Characters | 2012345P |
| ZOO-PHONICS (BB) | DDA Reference should be Child’s Student ID followed by "1" for CDA accounts or "2" for non-CDA account | 6 | 823451 OR 823452 |
| ZOO-PHONICS THOMSON | DDA Reference should be Child’s Student ID followed by "1" for CDA accounts or "2" for non-CDA account | 6 | 823451 OR 823452 |
| ZOO-PHONICS WOODLANDS | DDA Reference should be Child’s Student ID followed by "1" for CDA accounts or "2" for non-CDA account | 6 | 823451 OR 823452 |
| ZOO-PHONICS (BTSC) | DDA Reference should be Child’s Student ID followed by "1" for CDA accounts or "2" for non-CDA account | 6 | 823451 OR 823452 |
| ZOO-PHONICS TAMPINES | DDA Reference should be Child’s Student ID followed by "1" for CDA accounts or "2" for non-CDA account | 6 | 823451 OR 823452 |
| ZOO-PHONICS BT TIMAH | DDA Reference should be Child’s Student ID followed by "1" for CDA accounts or "2" for non-CDA account | 6 | 823451 OR 823452 |
| ZOO-PHONICS INT PSCH | DDA Reference should be Child’s Student ID followed by "1" for CDA accounts or "2" for non-CDA account | 6 | 823451 OR 823452 |
| ZOO-PHONICS ASIA | DDA Reference should be Child’s Student ID | 5 | 82345 |
| ZOO-PHONICS TPY | DDA Reference should be Child’s Student ID followed by "1" for CDA accounts or "2" for non-CDA accounts | 6 | 823451 OR 823452 |
| ZOO-PHONICS (1A) | DDA Reference should be Child’s Student ID followed by "1" for CDA accounts or "2" for non-CDA accounts | 6 | 823451 OR 823452 |
| ZOO-PHONICS YISHUN | DDA Reference should be Child’s Student ID followed by "1" for CDA accounts or "2" for non-CDA accounts | 6 | 823451 OR 823452 |
Town Councils
| Billing Organisation | Bill Reference Number | Field Length | Example |
|---|---|---|---|
| Marine Parade Town Council | Reference No. as show on statement | 12 Characters (1 Alphabet 11 Digits) | C12345678900 |
Credit Cards / DBS Cashline / TFL / SL
| Billing Organisation | Bill Reference Number | Field Length | Example |
|---|---|---|---|
| DBS/POSB Credit Card (Including DBS Amex Card) | Last 12 digits of the DBS/POSB credit card no (Without Hyphens) | 12 Digits | Visa/MasterCard: 4556 1234 5678 9101 = 123456789101 DBS Amex: 3779 123456 78910 = 912345678910 |
| Tuition fee Loan (TFL) / Study Loan (SL) | Loan Account number (Without Hyphens) 00005xxxxxxx | 12 Digits | 05-123456-7 input the bill reference no. as 000051234567 |
| American Express Card | For credit cards (3762 1 xxx...), input first 11 digits of the card no (without Hyphens) | 11 Digits | 3762 123456 78901 input the bill reference no. as 37621234567 |
| For charge cards (3762 0 xxx...), input first 11 digits of the card no (without Hyphens) | 3762 123456 78901 input the bill reference no. as 37621234567 | ||
| For corporate cards (3762 2 xxx...), input first 11 digits of the card no (without Hyphens) | 3762 123456 78901 input the bill reference no. as 37621234567 | ||
| DBS Cashline (information) | 10-Digit DBS Cashline account no. | 10 Digits | 0821234567 |
Telecommunications and Utilities
| Billing Organisation | Bill Reference Number | Field Length | Example |
|---|---|---|---|
| ES Power by Environmental Solutions (Asia) Pte Ltd | Account No. as shown on the utilities invoice | 12 Characters (Alphanumerics) | 1012345 |
| FLO ENERGY SINGAPORE | Flo Account Number, as shown on the top right section of the Utilities invoice | 10 characters (2 characters and 8 Digits) | SG01015099 |
| Geneco - Seraya Energy | 10 characters account number with prefix ‘GC’. | 10 characters | GC1234567C |
| Keppel Electric Pte Ltd | Your Keppel Account No. If you do not have an Account No., refer to your welcome email | 10 digits (Account No.) / 11 digits (Email Bill Reference No.) | 1234567890 / 98765432101 |
| M1 Limited* | 9 numeric digit "Account No" shown on the M1 Limited invoice | 9 Numeric Digits | |
| MyRepublic Pte Ltd | Customer Identification No. or NRIC No. | 8 Characters (1 alphabet & 7 digits) or 9 characters (2 alphabets & 7 digits) | C1000000 / SXXXXXXXZ |
| Pacificlight Energy Pte Ltd | PLE Account No. as shown at the top right section of the Bill | 8 Characters (8 numeric) | 12345678 |
| Singapore Telecommunications Ltd* | Account No. with billing organisation as shown on statement | 8 Digits | |
| SP Services* | Utilities Contract Account No. as shown at the top right section of the utilities invoice | 10 Characters (9 Digits 1 Alphanumeric) | 1234567890 / 123456789- |
| StarHub Ltd* | Account No. with StarHub Ltd as displayed on your right hand corner of your bill | Numeric with decimals, ending with a letter. | Eg: 1.12345678A |
| Sembcorp Power Pte Ltd* | Account No. with Sembcorp Power Pte Ltd as displayed on statement/invoice | 10 Characters (1 Uppercase alphabet & 9 digits) | H123456782 / B000000018 |
| Sunseap Energy Pte Ltd | Sunseap Account number as shown on top right of your invoice. | Sunseap Account number as shown on top right of your invoice. | 23012345 |
| Union Power Pte Ltd | MSSL Number | 10 Digits / 13 Digits | 9308014458 9308014458-013 |
Government Agencies
| Billing Organisation | Bill Reference Number | Field Length | Example |
|---|---|---|---|
| Health Promotion Board | Please refer to the DDA reference number that is included in your hiSG notification email. | 7 Digits | 1010123 |
| IRAS - Income Tax* | NRIC or FIN No. Click here for more details | 9 Characters | S7812345I / F1234567J |
| IRAS - Property Tax* | Reference No. provided by billing organisation | 8 Characters | 0357568G |
| KK HOSPITAL | Patient’s NRIC or FIN No. | 9 Characters (2 Alphabet 7 Digits) | S7812345I / F1234567J |
| NHC Outpatient | Patient’s NRIC or FIN No. | 9 Characters (2 Alphabet 7 Digits) | S1234567A / F1234567J |
| SENGKANG GENERAL HOSPITAL | Patient's NRIC or FIN or MRN No. | 12 Characters (2 Alphabets 9 Digits) | S1234567A / F1234567J / X0123456789B |
| SG CORD BLOOD BANK | For CDA Reference Number (on top right of the invoice) | 10 characters (pls omit hyphens) | For 12-345-12345, input as 1234512345 |
| For Non CDA Add “N” prefix + Reference Number (on top right of the invoice) | 11 characters (pls omit hyphens) | For 12-345-12345, input as N1234512345 | |
| SGHNEEDYPATIENTSFUND | NRIC or FIN No. | 9 Characters (2 Alphabet 7 Digits) | S7812345I / F1234568J |
| Singapore Food Agency | Customer reference number, usually UEN, NRIC or FIN | 10 characters (Max) (All in CAPS) | UEN: 201511111A NRIC/FIN: S1234567A |
| Singhealth Polyclinics | NRIC No. as per Bank Account Holder NRIC | 9 Characters (2 Alphabets 7 Digits) | S1234567A |
| SNEC Outpatient | Patient’s NRIC or FIN No. | 9 Characters (2 Alphabet 7 Digits) | S1234567A / F1234567J |
| WOODBRIDGE CHARITY | NRIC or FIN No. | 9 Characters (2 Alphabet 7 Digits) | S1234567A / F1234567J |
Other Agencies
| Billing Organisation | Bill Reference Number | Field Length | Example |
|---|---|---|---|
| Ablr | NRIC or FIN No. | 9 Characters | S7812345I / F1234567J |
| Care for The Disabled Limited | NRIC No. with Prefix | 9 | S1234567A |
| Certis CISCO SafeBox | Account No as shown in the middle section of the SDB Agreement Form. | Up to 12 Digits | 123456789012 / 12345678 |
| CordLife Group Limited | Collection Kit no. for Child Development Accounts (CDA) | 9 Characters (Alphanumeric, without hyphens) | For SG-0-012345, input as SG0012345 |
| “N” prefix + Collection Kit no. for Non- CDA Accounts | 10 Characters (Alphanumeric, without hyphens) | For SG-0-012345, input as NSG0012345 | |
| Credit Culture Pte Ltd | Customer GIRO reference number, starting with GI. | 10 Characters (GI, followed by 4 numeric, followed by 4 alphanumeric) | GI180713A9 |
| Fundbox Pte Ltd | Agreement No. as shown on the top left section of your Agreement Document | 2 ALPHABET followed by 9 DIGITS | EK190502559 |
| HitPay Payment Solution Pte Ltd | Please refer to DDA reference displayed on HitPay payment checkout page or included in email sent by HitPay Payment Solutions Pte Ltd | 11 | RP123456789 |
| Metis Global SG | Trust Plan No. | 10 | RPRO12345S |
| NETS - NETS Cheque* | NETS Cheque Ref. No. | 12 Characters (12 Digits) | 912345679999 |
| NKF | Individual: NRIC/ FIN or Passport No. | 11 Characters (Max) | S1234567A/ F1234567A |
| NTUC Membership | NRIC or FIN No. | 9 Characters | S7812345I / F1234567J |
| PAP Community Foundation (PCF) | DDA reference should be elderly client NRIC | 9 Characters | S1234567A |
| TECK WEI CREDIT PL | Vehicle Number | 8 Characters (Alphanumerics) | SGK1234B / FE1234K |
| Toyota Financial | Agreement Number | ||
| UNIQCASH PTE LTD | NRIC or FIN | 9 Characters (2 Alphabet 7 digits) | S0123456A / G1234567W |
Insurance Companies
| Billing Organisation | Bill Reference Number | Field Length | Example |
|---|---|---|---|
| AIA* | Insurance Policy No. | i. 10 Character Policy Format: X999999999 where the first character is an alphabet, followed by 9 numeric. | L123456780 |
| For Loan, replace the first alphabet as “R”, followed by 9 numeric. | R123456780 | ||
| For HealthShield policy with Essential Rider, please enter only the HealthShield policy number with prefix “H”. | H123456780 | ||
| ii. 9 Numeric Policy Format: 999999999 policy number should be ranged between 000014570 and 000926361 | 000014995 000335759 | ||
| For Loan, to add alphabet “R” as the first character, followed by 9 numeric. | R000123456 | ||
| HSBC Life (Singapore) Pte. Ltd. | Policy No. with the billing organisation. | i. 999999 where there are 6 digits ii. X99999 where X can be 'H', M' or 'P' followed by 5 digits iii. 99999999 where there are 8 digits iv. 999-9999999 where the first 3 digits can be 501, 601, 701, 800, 801, 811, 821, 831, 841, 851 | i. 012345 ii. H12345 iii. 00112233 iv. 501-1234567 |
| CHINA LIFE INSURANCE (SINGAPORE) PTE. LTD.* | Insurance Policy No. | 8 Digits | 12345678 |
| CHINA TAIPING INSURANCE (SINGAPORE) PTE. LTD. | 10 digit Policy Number (Numeral) - Only Applicable for Life Insurance Policy | 10 Digits | 0123456789 |
| Great Eastern Life* | Insurance Policy No. | 8 or 10 Digits (Max) | |
| Great American Insurance Company* | Policy Number | 12 characters Example of policy number: PATRA00000000100 *Remove 1st two characters and last two characters | TRA000000001 |
| Manulife Singapore | Insurance Policy Number | (i) 10 digit policy format: 14XXXXXXXX (ii) 8 digit policy format: 70XXXXXX | 14XXXXXXXX 24XXXXXXXX 10XXXXXX 70XXXXXX 80XXXXXX |
| MSIG Insurance (s) Pte Ltd* | Insurance Policy No. | ||
| Prudential Assurance* | Contract no., NOT beginning with '7' or '8' | 8 Digits | |
| Singlife (Health)* | MINDEF & MHA Group Insurance | 0686xxxxxxxx where ‘xxxxxxxx” denotes your 8-digit Client Reference No | 068612345678 |
| Public Officers Group Insurance | PGxxxxxxxx where ‘xxxxxxxx” denotes your 8-digit Client Reference No. (Letters all in Uppercase) | PG12345678 | |
| Individual Health Policy | 8-digit Policy No. | 12345678 | |
| Singlife (Life)* | Individual Life Policy | 8-alphanumeric Policy No. | 12345678 A2345678 |
| Tokio Marine Life Insurance* | Policy Number | 5 to 8 characters | Life Insurance Policy No (5 to 8 Characters) i. 88888 where there are 5 digits ii. 888888 where there are 6 digits iii. 88888888 where there are 8 digits (inclusive of zeros in front) iv. XX8888 where XX can be IS, IM, ES, EM, TR or RR followed by 4 digits v. D9999999 starting with D followed by 7 digits |
Brokerage/Securities Firms
| Billing Organisation | Bill Reference Number | Field Length | Example |
|---|---|---|---|
| DBS Vickers Securities (Singapore) Pte Ltd | DBS Vickers Trading account number | 7 Digits | 80XX XXX Please indicate "0" for payment limit. |