Travel the world with the Multi-Currency Account.
Access 12 foreign currencies and the Singapore dollar conveniently with one account and buy the foreign currencies at your preferred rates wherever you are. Pay for shopping, dining and leisure with your linked DBS Visa Debit Card in up to 11 foreign currencies* with no foreign exchange fees. Your foreign currency transactions will be debited directly from the respective foreign currency wallet.
Check out how this Singaporean tourist pays in foreign currency when he buys an ice-cream in Japan:
Money talks, speak the local language. Pay like a local, overseas and online.
Fund your foreign currency wallet by buying the currency at your preferred rates
3 Mar USD1 = SGD 1.50
5 Apr USD1 = SGD 1.49
6 Jun USD1 = SGD 1.47
(Rates are for illustration purposes only)
Your Multi-Currency Account (MCA) holds SGD and 12 foreign currencies
For overseas and online purchases as well as cash withdrawals from global ATMs. Overseas ATM charges may apply.
No foreign exchange conversion fees
No bulky cash
View your transactions and balances on-the-go via your mobile phone
*The MCA has to be linked with your DBS Visa Debit Card as the primary debiting account to enjoy direct foreign currency payments. Renminbi Offshore (CNH) is not available for this card payment feature.
Click here for the frequently asked questions.
If this is your first account with us, open online now and there will be no minimum average daily balance required.
eMulti-Currency Autosave (eMCA)
eMulti-Currency Autosave Plus
Multi-Currency Autosave Plus
*Renminbi Offshore (CNH) is not available for the card payment feature
|eMulti-Currency Autosave (eMCA)||eMulti-Currency Autosave Plus (eMCA+)||Multi-Currency Autosave Plus(MCA+)|
Monthly Account Fee
Fall-below fee if the average daily balance falls below S$3,000*
(Waived up till 29 years old)
Cheque Book Charges
|N.A||The first SGD cheque book on account opening is free. Thereafter, it is S$10 per additional cheque book (50 leaves).|
Please refer to the Deposits Guide for the list of applicable fees.
*Based on total SGD equivalent of SGD and foreign currency balances
Sign up for the DBS Visa Debit Card and select your MCA account as the primary account during application to enjoy the card payment benefits.
SMS "Link <space> last 4 digits of your DBS Visa Debit Card" to 76060 to link your DBS Visa Debit Card to your Multi-Currency Account as the primary account.
You may also link your DBS Visa Debit Card online.
If you have an existing DBS Autosave Account with eStatement, convert it to DBS eMulti-Currency Autosave Plus now! Account number and services of your DBS Autosave will remain unchanged.
Convert to DBS eMulti-Currency Autosave Plus in 3 simple steps:
|Step 1:||Login to iBanking|
|Step 2:||Select Request on top right navigation > Select Other Services > Request for DBS Autosave Conversion|
|Step 3:||Confirm your account details and submit|
- Foreign currency transactions are subject to exchange rate fluctuations, which may result in capital gains or losses; such accounts may also be subject to exchange controls imposed on the currency held.
- Fall-below fee is waived for eMulti-Currency Autosave (eMCA) account holder up to 29 years old.
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