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Access Emergency Funds
At a Glance
If you are an immediate family member of a loved one who has lost mental capacity, you can apply under a simplified track of the Mental Capacity Act (MCA) to withdraw funds from their bank accounts to care for their (and their dependents’) urgent needs.

Withdraw up to $5,000 in emergency funds
One-time withdraw of up to S$5,000 in emergency funds, while you seek other forms of assistance.
3 Steps to Apply
We worked with the Family Justice Courts (FJC) to design a 3-step application process. Here’s an overview so you’ll know what to expect at every step. You should typically receive a response within three working days of the submission of the application, if the application is in order.


Medical Check
Bring your loved one to a registered medical practitioner in Singapore for medical assessment to confirm that they have lost mental capacity. The doctor will prepare a medical report certifying this.
The doctor will submit the medical report and an email notification of this will be sent to you.

Your CHECKLIST

Your loved one's NRIC (or passport and FIN if not a citizen/PR)

Your NRIC (or passport and FIN if not a citizen/PR)

Fees for the medical report, to be paid directly to the doctor


Application (First Bank Visit)
Once you receive a notification, head to any of these 6 POSB branches.
We will then assist you with making your application for emergency funds.

Your CHECKLIST

Proof of your relationship (Marriage, Birth or Adoption Certificate)

Your Birth Certificate and NRIC (or passport and FIN if not a citizen/PR)

Your SingPass login details and a valid email account

$40 application fee to FJC (payable online)

Medical report (valid for up to 6 months)


Fund Release (Second Bank Visit)
Once FJC grants your application, a Court Order will be sent to you by email.
Present the Court Order at the same POSB Branch you visited and we will be able to release the funds.

Your CHECKLIST

Your NRIC (or passport and FIN if not a citizen/PR)

Court Order email from FJC
More Helpful Info
You can make your application at these POSB branches.
TOA PAYOH CENTRAL 480 Toa Payoh Lorong 6 #01-09 HDB Hub Singapore 310480 | HOUGANG CENTRAL Blk 805 Hougang Central #01-102/104 Singapore 530805 |
YISHUN WEST Blk 101 Yishun Avenue 5 #01-05 Singapore 760101 | TANJONG PAGAR Blk 1 Tanjong Pagar #01-41/44 Tanjong Pagar Plaza Singapore 082001 |
BEDOK CENTRAL Blk 213 Bedok North Street 1 #01-103 Singapore 460213 | JURONG POINT 1 Jurong West Central 2 #B1-20 Jurong Point Shopping Centre Singapore 648886 |
Further Enquiries
You may contact the Family Justice Courts at 63257619 or email FJCOURTS_MAINTPOS@FJCourts.gov.sg
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