Earn Cashback Bonus on Your Bank Transactions with DBS

Cashback Bonus

At a Glance

Cashback with more kick!

Master 3 or more types of banking transactions to earn up to S$130 cashback each month

How it worksThe more you practise, the more you prosper. Earn cashback when you master 3 or more of these:

Salary Credit (0.3%) - Capped at S$20

Credit your salary to any DBS/POSB Deposit Account

Minimum S$2,500 via GIRO
Use transaction reference codes 'SAL' or 'PAY'
Reflected as either 'GIRO SALARY' or 'SALARY' in your Statement of Account

Email HR

Credit Card Spend (0.3%) - Capped at S$20

Spend with any DBS/POSB personal credit card(s)

No minimum monthly spend required
Monthly spend consists of retail/cash advance transactions posted within the 1st & last calendar day
Eligible transactions across main cards & supplementary cards are accorded to the main cardholder

Apply now

Home Loan Instalments (3%) - Capped at S$30

Apply for a DBS/POSB Home Loan or refinance with us

Monthly instalment(s) due on your home loan(s) with DBS/POSB will be recognised
Cash and CPF components included
Earn cashback on your existing mortgage, new or refinanced DBS/POSB Home Loan
Up to 3 joint borrowers can earn cashback from the full monthly instalment amount after signing up for Cashback Bonus

Apply now

Insurance (3%) - Capped at S$30

Cashback Bonus recognises all Manulife Regular Premium insurance policies distributed by DBS/POSB. No minimum premium amount required.

Valid for new regular premium policy purchased after Cashback Bonus is opened.
The recognition of the monthly premium (i.e. Annualised premium/12) starts 1 month after policy inception and continues for 12 consecutive months as long as policy is in force.

Contact me

Investments (3%) - Capped at S$30

Start Investing with DBS/POSB

Valid for POSB Invest-Saver for Exchange Traded Funds or Unit Trusts, Unit Trust Lump Sum Investments, and Unit Trust Regular Savings Plan purchased after joining Cashback Bonus
The investment amount of your Unit Trust Lump Sum Investment will be recognised after your free-look/cancellation period
Monthly contribution amount for Unit Trust Regular Savings Plan and/or POSB Invest-Saver will be recognised for the first 12 consecutive contributions per investment fund
No minimum investment amount required

Contact me

EnrolEnrolling is easy and at your fingertips with digibanking^NEWApply now
New to digibanking?With digibank, now it’s so much easier to get your cashback bonus.You can easily open a personal account using MyInfo with Singpass on the digibank app!For foreigners, please prepare these required documents to open an account.Download digibank app

Download digibank app

Prefer to earn interest instead?Get up to 4.1% p.a. with DBS Multiplier.Find out more To enroll for Cashback Bonus, you must be at least 18 years old and an existing eligible DBS/POSB Savings/Current Account or principal credit card to nominate for receiving the cashback. To qualify for any cashback, you need to have banking transactions in at least 3 out of the 5 transaction categories. For Salary Credit, a minimum of S$2,500 is required. For Insurance and/or Investments, only purchase(s) made after enrolling into Cashback Bonus will be recognized as eligible transaction(s). The calculated cashback is an estimated value based on amount entered for each transaction category rounded off to 2 decimal places and then summed up for the entire month. The cashback amount earned for each transaction category is also subject to the monthly cap. For a full list of terms and conditions, click here.

Frequently Asked Questions

If I have a home loan with DBS, do I still qualify?

Yes you do, if you are one of the borrowers (up to a maximum of 3 joint borrowers) and the loan has been disbursed.

I only have 2 of the five categories. What can I do?

You will need to have eligible transactions in at least 3 of the 5 transaction categories:

Salary Credit (Min. of $2500)
Credit Card Spend
Home Loan Instalments
Insurance (only for new purchases made after enrolment)
Investment (only for new purchases made after enrolment)

When will I get my cashback?

Cashback is credited by the 7th working day of the following month. If the 7th working day falls on a Sunday or Public Holiday, it will be credited by the next working day.