Your home loan is one of your biggest financial
commitments. Let us help you manage it better.
go towards paying down the principal and interest. They are payable from your loan servicing account on:
1stof every month for
15thof every month for
If the due date falls on a Sunday or gazetted public holiday, the instalment debiting will be made on the next working day.
Using your CPF for Loan Repayments
Revise your monthly repayment amount by applying at CPF website with your SingPass.
Changing your Loan Servicing Account
Complete the Loan Servicing Account Authorisation form and mail it to us.
is an ad-hoc repayment to reduce the principal outstanding balance of your loan by giving us one month's notice in advance. You can use cash or CPF, if you have the approval of the CPF Board. Prepayment charges and/or clawback of fees will apply if the partial repayment is made within the commitment period.
For all home loans
Minimum partial repayment amount of S$10,000 and in increments of S$1,000.
To make a partial repayment, submit your request online.
From time to time, it pays to relook at your home loan. Start your review by following the steps below.
Email the completed form with the relevant supporting documents to
Selling your property or paying off your mortgage? Here's a guide to help you redeem your home loan.
We hope you had a good experience with DBS Home Advice. Please appoint a law firm to handle the sale, and to serve the bank 3 months' notice to redeem your loan.
Have you considered harnessing the potential of your liquidity for maximum returns? Instead of paying off your mortgage, you may want to invest your funds in other DBS products that could earn you higher returns. Leave your contact details here and our Relationship Manager will get in touch with you soon.
Nevertheless, if you would like to proceed to pay off your loan, follow these steps:
Complete and submit this form 3 months before the intended redemption.
Appoint a law firm to discharge this mortgage. The title deed will be returned to you.
Get in touch with us here for an in-depth analysis of your mortgage and we'll propose what's best for you.
View latest SIBOR Rates
Fixed Deposit Home Rate (FHR)
The Fixed Deposit Home Rate is calculated based on the prevailing fixed deposit interest rate of DBS Bank for amounts as stated in the Letter Of Offer. The prevailing S$ fixed deposit rates can be found here.
Home Loan Fee Schedule
|Change in loan tenure||
|Safekeeping of title deed for facility that has been fully repaid||
$300 per year
|Request for Statements (per statement)
|Administrative fee for use of third-party insurer for property insurance||
$100 per year