DBS Home Loan Fees and Charges


Fees and charges

With Lock-in

Without Lock-in

Processing your loan Not applicable Not applicable
If you reject the loan after accepting the letter of offer 0.75% of undisbursed loan amount
If you make a late payment Overdue interest computed as 5% above DBS Prime Rate on the overdue amount
If you re-finance your loan with the same FI 1.50% of outstanding loan amount
0.75% of undisbursed loan amount

Processing fee of $800
0.75% of undisbursed loan amount

Processing fee of $800
If you re-finance your loan with a different FI 1.50% of outstanding loan amount
0.75% of undisbursed loan amount

[Note that you may have to incur legal and valuation fees]
0.75% of undisbursed loan amount

[Note that you may have to incur legal and valuation fees]
If you repay part or all of the loan 1.50% of amount repaid Not applicable
Any other fees or charges. Please specify. Legal fee, valuation fee and insurance premium as charged by external providers.

For customers with special requests, servicing fees apply (for example, request for statements or change in loan tenure).

Please click here for more details.