DBS Home Loan Fees and Charges
| Fees and charges | With Lock-in | Without Lock-in |
|---|---|---|
| Processing your loan | Not applicable | Not applicable |
| If you reject the loan after accepting the letter of offer | 0.75% of undisbursed loan amount | |
| If you make a late payment | Overdue interest computed as 5% above DBS Prime Rate on the overdue amount | |
| If you re-finance your loan with the same FI | 1.50% of outstanding loan amount 0.75% of undisbursed loan amount Processing fee of $800 | 0.75% of undisbursed loan amount Processing fee of $800 |
| If you re-finance your loan with a different FI | 1.50% of outstanding loan amount 0.75% of undisbursed loan amount [Note that you may have to incur legal and valuation fees] | 0.75% of undisbursed loan amount [Note that you may have to incur legal and valuation fees] |
| If you repay part or all of the loan | 1.50% of amount repaid | Not applicable |
| Any other fees or charges. Please specify. | Legal fee, valuation fee and insurance premium as charged by external providers. For customers with special requests, servicing fees apply (for example, request for statements or change in loan tenure). Please click here for more details. | |