DBS Home Loan Fees and Charges
| Fees and charges | With Lock-in | Without Lock-in |
|---|---|---|
| Processing your loan | Not applicable | Not applicable |
| If you reject the loan after accepting the letter of offer | 0.75% of undisbursed loan amount | |
| If you make a late payment | Overdue interest computed as 5% above DBS Prime Rate on the overdue amount | |
| If you re-finance your loan with the same FI | 1.50% of outstanding loan amount 0.75% of undisbursed loan amount Processing fee of $800 | 0.75% of undisbursed loan amount Processing fee of $800 |
| If you re-finance your loan with a different FI | 1.50% of outstanding loan amount 0.75% of undisbursed loan amount [Note that you may have to incur legal and valuation fees] | 0.75% of undisbursed loan amount [Note that you may have to incur legal and valuation fees] |
| If you repay part or all of the loan | 1.50% of amount repaid | Not applicable |
| Change in loan tenure | Processing fee of $250 | |
| Safekeeping of title deed for facility that has been fully repaid | $300 per year | |
| Request for Statements (per statement) Current year Previous 2 years More than 3 years | $20 $30 $50 | |
| Administrative fee for use of third-party insurer for property insurance | $100 per year | |