DBS Home Loan Fees and Charges


Fees and charges

With Lock-in

Without Lock-in

Processing your loan Not applicable Not applicable
If you reject the loan after accepting the letter of offer 0.75% of undisbursed loan amount
If you make a late payment Overdue interest computed as 5% above DBS Prime Rate on the overdue amount
If you re-finance your loan with the same FI 1.50% of outstanding loan amount
0.75% of undisbursed loan amount

Processing fee of $800
0.75% of undisbursed loan amount

Processing fee of $800
If you re-finance your loan with a different FI 1.50% of outstanding loan amount
0.75% of undisbursed loan amount

[Note that you may have to incur legal and valuation fees]
0.75% of undisbursed loan amount

[Note that you may have to incur legal and valuation fees]
If you repay part or all of the loan 1.50% of amount repaid Not applicable
Change in loan tenure Processing fee of $250
Safekeeping of title deed for facility that has been fully repaid $300 per year
Request for Statements (per statement)
Current year
Previous 2 years
More than 3 years
 
 
$20
$30
$50
Administrative fee for use of third-party insurer for property insurance $100 per year