Required Documents for Home Loan

 

Purchase of HDB or Private Property or Executive Condominium

 
Personal & Property Information
✔ NRIC (for Singaporeans and PR) / Passport (for foreigners) of all applicants
✔ HDB Flat & Financial Information*
✔ Option to Purchase or Sales & Purchase Agreement
✔ Value confirmed by HDB (for HDB resale)
Valuation report (for Private Property & Executive Condominium)
Income
✔ Latest Notice of Assessment and 12 months CPF Contribution History
✔ Latest 3 months’ payslips (if you are working for less than 3 months, you may submit your latest payslip and employment contract)
✔ Latest 3 months’ salary crediting account statements (additional documents required for customers working overseas)
Financial Commitments
✔ Latest credit facilities statements (for example: existing home loans, credit card, car loan, personal loan facilities or others)

*Click here to find out how to download your documents online

 

Refinance of Private Property or HDB flat from other Financial Institutions

 
Personal & Property Information
✔ NRIC (for Singaporeans and PR) / Passport (for foreigners) of all applicants
✔ HDB Flat Information & Financial Information*
✔ Letter of Offer from your Financial Institution
✔ Latest 6 months loan repayment history
✔ IRAS My Property Portfolio (if owner-occupied)*
✔ Latest CPF Property Withdrawal Statement (if you have an existing term loan or are applying for a term loan)
Income
✔ Latest Notice of Assessment and 12 months CPF Contribution History
✔ Latest 3 months’ payslips (if you are working for less than 3 months, you may submit your latest payslip and employment contract)
✔ Latest 3 months’ salary crediting account statements (additional documents required for customers working overseas)
Financial Commitments
✔ Latest credit facilities statements (for example: existing home loans, credit card, car loan, personal loan facilities or others)

*Click here to find out how to download your documents online


Refinance of HDB from HDB

 
Personal & Property Information
✔ NRIC (for Singaporeans and PR)
✔ HDB Flat Information & Financial Information*
✔ Latest 6 months loan repayment history
✔ IRAS My Property Portfolio (if owner-occupied)*
Income
✔ Latest Notice of Assessment and 12 months CPF Contribution History
✔ Latest 3 months’ payslips (if you are working for less than 3 months, you may submit your latest payslip and employment contract)
✔ Latest 3 months’ salary crediting account statements (additional documents required for customers working overseas)
Financial Commitments
✔ Latest credit facilities statements (for example: existing home loans, credit card, car loan, personal loan facilities or others)

*Click here to find out how to download your documents online

 

Steps to downloading your documents online

Your Notice of Assessment from IRAS

 
Step 1 Log on to "myTax Portal" at IRAS Website using your SingPass or IRAS pin
Step 2 Under “Notices”, click on “Individual”
Step 3 Select the latest NOA and save as a PDF copy

Your latest 12 months CPF Contribution History from CPFB

 
Step 1 Log on to "my CPF Online Services" at CPF Website using your SingPass
Step 2 Under "my CPF Online Services", go to "My Statement"
Step 3 Go to Section B, and select “Contribution History” and the “Period”
Step 4 Select "Download statement in PDF format"

Your HDB Flat Information & Financial Information from HDB

If you own a HDB flat, please provide both HDB Flat Information & HDB Financial Information.

If you do not own any HDB flat, please login to MyHDBPage" at HDB Website using your SingPass and take a printscreen of the message that you do not own any HDB flat.

HDB Flat Info HDB Financial Info
Step 1 Click "Login to MyHDBPage" at HDB Website using your SingPass
Step 2 Select "My Flat"
Step 3 Under "Purchased Flat", select "Flat Details"
Step 4 Select “Save to PDF” on bottom of the page
Step 1 Click "Login to MyHDBPage" at HDB Website using your SingPass
Step 2 Select "My Flat"
Step 3 Under “Purchased Flat”, go to “Financial Info”
Step 4 Right click and select “Print” to save as a PDF file

Note: If you own a HDB flat and/or you have any current loan financed by HDB, you will need to provide both HDB Flat Information & HDB Financial Information. If you do not own any HDBflat, please print the screenshot with message that you do not own any HDB flat.

Your Property Portfolio from IRAS

 
Step 1 Click “Log in to myTax Portal” at the IRAS Website using your SingPass or IRAS pin
Step 2 Under “Property”, click “View Property Portfolio”
Step 3 Under “View Property Portfolio”, click “View Details”
Step 4 Click “Print” and save as a PDF copy