Why refinance with DBS?

Wide Range of Home Loans

to suit your needs

Transparent Rate

pegged to SGD fixed deposit interest rates

Earn up to

3.5% p.a on your savings with the DBS Multiplier
No minimum salary, no minimum credit card spend. Multiply your money today!

Apply now
 

Interest Rates

Fixed Rate PackageFloating Rate Package (FHR 9) With 2 Years Lock-in
The complete assurance of a fixed rate for a number of years. The complete assurance of a fixed rate for a number of years.
Year 1:Year 1:
1.85% p.a. Fixed 1.65% p.a. Fixed
Year 2:Year 2:
1.85% p.a. Fixed 1.65% p.a. Fixed
Year 3:Year 3:
1.85% p.a. Fixed FHR8+1.65 p.a.
Thereafter:Thereafter:
FHR8+1.65 p.a. FHR8+1.65 p.a.

Fixed Deposit Home Rate 8 (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. The FHR8 is transparent and less volatile compared to market benchmark rate such as the SIBOR.

The current FHR8 is 0.20% p.a. The prevailing S$ fixed deposit rates can be found here.

Generate Funds with your Residential Property

Did you know you could use your property value to create extra funds for your personal or business use through a term loan?

Illustration: 
Current property value S$1,000,000
Housing loan remaining S$200,000
Maximum Cash Out Up to S$600,000

(illustration is based on no CPF usage and only one mortgage loan)

 

5 Simple Steps to Greater Savings

 

Some Handy Tips and Tools

Home Loan Interest Savings Calculator

Calculate your savings when switching to a DBS home loan.

Calculate

Home Connect App

View past transacted prices instantly.

Learn more

 

How to apply

This will take about 10 minutes. Click here for a list of documents you will need. If you do not have all the documents, you could always upload them later.

This will take about 10 minutes. Click here for a list of documents you will need. If you do not have all the documents, you could always upload them later.



If you have an existing DBS/POSB account, you will need the last 4 digits of your ATM/Debit Card and PIN before you begin.


If you wish to review your existing home loan with us, please click here.


You are


The purchase will be made:
Your current loan is:
You are looking to: