Why refinance with DBS?

Wide Range of Home Loans

to suit your needs

Transparent Rate

pegged to SGD fixed deposit interest rates

Earn up to

3.5% p.a on your savings with the DBS Multiplier
No minimum salary, no minimum credit card spend. Multiply your money today!

Apply now
 

Interest Rates

Apply for a DBS Home Loan online, anytime, anywhere. Enjoy this new experience and you could receive a Dyson hairdryer (worth $599). Valid for completed residential properties in Singapore with a minimum loan amount of S$500,000.

Floating Rate Package with 2 Years Lock-in

Year 1:Year 2:Year 3:
FHR8 + 1.45% p.a. FHR8 + 1.45% p.a. FHR8 + 1.45% p.a.
Year 4:Year 5:Thereafter :
FHR8 + 1.45% p.a. FHR8 + 1.45% p.a. FHR8 + 1.45% p.a.

2 + 1 Year Fixed Rate Package

For Year 3 of your home loan, you have the option of switching to a floating rate package at FHR8 + 1.75% p.a.

Year 1:Year 2:Year 3:
1.85% p.a. 1.85% p.a. 1.95 % p.a. / FHR8 + 1.75% p.a.
Year 4:Year 5:Thereafter:
FHR8 + 1.75% p.a. FHR8 + 1.75% p.a. FHR8 + 1.75% p.a.

Learn more

Fixed Rate PackageFloating Rate Package
The complete assurance of a fixed rate for a number of years. With a 2-year lock-in period.
Year 1:Year 1:
1.85% p.a. FHR8 + 1.45% p.a.
Year 2:Year 2:
1.85% p.a. FHR8 + 1.45% p.a.
Year 3:Year 3:
FHR8 + 1.85% p.a. FHR8 + 1.45% p.a.
Thereafter:Thereafter:
FHR8 + 1.85% p.a. FHR8 + 1.45% p.a.

Fixed Deposit Home Rate 8 (FHR8) refers to the prevailing 8 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. The FHR8 is transparent and less volatile compared to market benchmark rate such as the SIBOR.

The current FHR8 is 0.20% p.a. The prevailing S$ fixed deposit rates can be found here.

For fees and charges, please click here.

 

5 Simple Steps to Greater Savings

 

Some Handy Tips and Tools

Home Loan Interest Savings Calculator

Calculate your savings when switching to a DBS home loan.

Calculate

Home Connect App

View past transacted prices instantly.

Learn more

 

How to apply

This will take about 10 minutes. Click here for a list of documents you will need. If you do not have all the documents, you could always upload them later.

This will take about 10 minutes. Click here for a list of documents you will need. If you do not have all the documents, you could always upload them later.



If you have an existing DBS/POSB account, you will need the last 4 digits of your ATM/Debit Card and PIN before you begin.


If you wish to review your existing home loan with us, please click here.


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