At a Glance

Need extra cash upfront urgently? Apply easily on digibank app. It’s the simpler, smoother way to get to your cash. So you can attend to your needs sooner.

Quicker access, shorter process

Speed up your application journey on digibank with pre-filled forms. No stops. No road bumps. No detours.

Apply anytime, anywhere

Online application made more convenient and accessible.
Just 3 steps to access cash for your urgent needs.

Apply for Balance Transfer

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Apply for Personal Loan

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What’s the difference between Balance Transfer and Personal Loan?

*The effective interest rate is calculated taking into consideration the administration fee and based on the assumption of a minimum monthly payment of: 2.5% for Cashline / 3% for DBS/POSB Credit Card(s) of the outstanding and full payment in the final month of the tenure.

^EIR: Effective Interest Rate – based on 60-months loan tenure and inclusive of 1% processing fee (for Applied Interest Rate: 3.88% p.a.)

EIR is the true cost of your loan, which is higher than the Applied Interest Rate because the same rate is applied throughout the loan period, based on the original loan amount.

 

Promotion

Balance Transfer

Apply for DBS Balance Transfer today with promo code “DBSBT” and receive 1% cashback on your approved loan amount! Valid for loan amount of S$10,000 and above with a minimum loan tenure of 12 months.3

Personal Loan

Apply for DBS Personal Loan today with promo code “POSBPL” to receive 2% unlimited cashback and up to S$200 eCapitaVouchers! Valid for loan amount of S$10,000 and above with a minimum loan tenure of 24 months.1

Apply for Balance Transfer

Apply now

Apply for Personal Loan

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1 Promotion Terms and Conditions apply. Promotion ends 29th February 2024. The Cashback will be credited within 120 days from the personal loan application approval date.

2 The interest rate and fee indicated is the lowest published rate and may differ from what is offered to you. The interest rate and fee offered to you will be displayed during your application and is based on your personal credit and income profile, subject to the bank’s discretion.

3 Promotion Terms and Conditions apply. Promotion ends 30th April 2024. The Cashback will be credited within 120 days from the balance transfer application approval date.

 

Skip the wait with digibank

Apply for Balance Transfer

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Apply for Personal Loan

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Download DBS digibank app now

  

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