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Discover Critical Illness Plans
At a Glance
Choose a plan best suited for your needs
Affordable premiums for you
Medical check-up? Not required
Features & Benefits
Click here to discover and compare our suite of plans that cover critical illnesses.
CancerCare covers you for all stages of cancer, including early stage cancer, with 100% payout.
eCriticalCare protects you against 37 critical illness and unforeseen conditions with Recovery Care Benefit.
Protect what matters most - yourself! Get coverage for big 5 Critical Illnesses, Life Protection and Serious Accidents.
Dementia Caregiver Protect
An insurance plan designed to ease some financial burdens for caregivers of family members with dementia.
How It Works
Why is it important to have a critical illness insurance plan?
Medical expenses for treatments can be very costly in certain situations. According to the Basic Financial Planning Guide launched by The Monetary Authority of Singapore (MAS), in conjunction with the Association of Banks in Singapore (ABS), Association of Financial Advisers (Singapore) (AFAS) and Life Insurance Association (LIA) to help Singaporeans take steps to enhance their financial well-being, it was recommended that each person has standard critical illness coverage of 4 times their annual income. This amount represents the financial needs of household expenses and outstanding debt payments during the period of recovery (Source: 2023 Basic Financial Planning Guide).
While an Integrated Shield Plan and government schemes provide hospitalisation coverage or relief for large hospital bills and selected costly outpatient treatments, such as dialysis and chemotherapy for cancer, not all costs are covered. On top of the potential loss of income during the recovery period, below are some out-of-pocket expenses that may be incurred:
- Cost of treatment that is not reimbursable, such as deductibles or treatments which are not covered
- Ancillary recovery costs
- Transport expenses
- Cost of employing a domestic helper
To avoid putting ourselves or our loved ones in difficult financial situations while coping with emotional stress, it is wise to plan ahead for a protected future. A Critical Illness plan typically pays a lump sum in the event of diagnosis covered under the policy. The policyholder can then use the money for any type of expenses.
Reach out for a quote from our insurance partners – Chubb or Manulife now!
How to Claim
Terms and conditions apply, please refer to the respective Product Summaries/Sample Policy Contracts for more information and specific definitions.
Please refer to the Policy Wording for the full details of the terms, conditions and exclusions of this insurance.
Click here for full Terms and Conditions Governing Purchase of Insurance Products from Chubb Insurance via the DBS website.
The information herein is published by DBS Bank Ltd (“DBS Bank”) and is for general information only and should not be relied upon as financial advice. This publication may not be reproduced, or communicated to any other person without prior written permission. This website does not take into account the specific investment objectives, financial situation or needs of any particular person. Before entering into any transaction involving any product mentioned in this website, where applicable, you should seek advice from a financial adviser regarding its suitability for your own objectives and circumstances. If you choose not to do so, you should make an independent assessment and do your own due diligence on the product. This advertisement has not been reviewed by the Monetary Authority of Singapore. The website herein is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation.
In Collaboration with Manulife
CancerCare, ProtectFirst and eCriticalCare are issued and underwritten by Manulife (Singapore) Pte. Ltd. ("Manulife") (Reg. No. 198002116D) and distributed by DBS. It is not an obligation of, deposit in or guaranteed by DBS.
These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). Coverage for the policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Manulife or visit the Life Insurance Association or SDIC websites.
In Collaboration with Chubb Insurance Singapore Limited
Dementia Caregiver Protect is underwritten by Chubb Insurance Singapore Limited (“Chubb”) and distributed by DBS Bank Ltd (“DBS”). It is not an obligation of, deposit in or guaranteed by DBS. This is not a contract of insurance. Full details of the terms, conditions and exclusions of the insurance are provided in the policy wordings and will be sent to you upon acceptance of your application by Chubb. DBS may receive fees or commission from Chubb for marketing or selling their products to you.
Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. You may wish to seek advice from a financial adviser before deciding to purchasing the policy. If you choose not to do so, please read the precise terms, conditions and exclusions of this policy and carefully consider whether this policy is suitable for you.
You have thirty (30) days after you receive your policy contract from Chubb to decide if the Policy meets your needs. You may terminate the policy in accordance with the free-look provision, if any, and Chubb may recover from you any expense incurred by Chubb in underwriting the policy.