Setting up a budget and managing debt is a foundational cornerstone of prudent financial planning. It will impact all other aspects of financial planning including day-to-day cashflow, building up your savings and emergency funds, securing sufficient protection for yourself and your loved ones, and hamper any plans to grow wealth in the long-term.
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As much as possible, pay every dollar on time, every time
If done right, spending can be rewarding!
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Which of the 5 types are best suited to your needs?
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A DCP combines your existing unsecured debt into a single loan
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Some planning ahead will help you make the most of it!
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Know your priorities and plan ahead to save more
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