Grow your wealth with DBS

To qualify, you must sign up on eligible products between 1 to 31 Oct 2025 to receive the following rewards:

1. Retirement digiPortfolio Gift with S$68 credit: This is a global portfolio offering higher growth potential through equities when you are young and automatically derisks towards bonds as you age.

Protect:

Grow:

If you have purchased a regular premium participating or investment-linked plan with an annual premium of at least S$12,000, you will enjoy an additional reward:

2. 4% p.a. Bonus Credit on Your First S$12,000 of Retirement digiPortfolio Holdings: Top up your portfolio to enjoy bonus credits.

Policies issued after 7 Nov 2025 will be considered for the subsequent month’s promotion, if applicable.

You can expect to receive a notification (digibank push notification or email) from us between 15 to 30 Nov 2025 with instructions on how to claim your S$68 gift on digibank. Once claimed, you will receive a Retirement digiPortfolio within 2 weeks.

The S$68 gift will be credited directly into your Retirement digiPortfolio, DBS’ discretionary portfolio services for investors. The Retirement Portfolio is managed by DBS in collaboration with J.P. Morgan Asset Management and follows a ‘Glidepath’ strategy. This strategy provides higher equity exposure when you’re younger and gradually shifts to bonds as you approach retirement to reduce risk.

Read more about Retirement digiPortfolio here.

If you already hold an existing Retirement digiPortfolio, the S$68 gift will be topped up directly into this portfolio.

Do note that if the claim is not made on digibank by 31 Nov 2025 (date inclusive), you will not receive the gift.

You are entitled 1 free portfolio gift regardless how many eligible products you have applied for.

The 4% p.a. bonus credit is calculated daily based on your holdings in the Retirement Portfolio, capped at S$12,000, till 30 Nov 2026.

If you have purchased a regular premium participating or investment-linked plan with an annual premium of at least S$12,000, you can enjoy 4% p.a. for 12 months on your holdings in Retirement Portfolio, capped at S$12,000, till 30 Nov 2026.

After which, we will calculate the amount of bonus credits you are entitled to, and it will be credited directly into your Retirement Portfolio. If you have more than one Retirement Portfolio, the credit will be applied to the most recently created portfolio.

Also, you can still earn the 4% p.a. bonus credit even if you did not claim the S$68 gift! Simply open a Retirement Portfolio via digibank and top up to enjoy the reward.

Great news – you’ll earn more bonus credit! For example, if you qualify for the 4% p.a. Bonus promotions in both Aug and Sept 2025, the Gift calculation during the overlapping Observation Periods will be subject to an incremental S$12,000 cap i.e. S$24,000 AUM cap instead of the S$12,000 AUM cap. For example: