Grow your wealth with DBS

Your investment journey starts here, with DBSInvesting or insuring is easier than you think, and we're giving you extra motivation to start with not one, but two rewards!From now until 31 December 2026, invest or insure with us to receive S$68 in digiPortfolio credits when you invest at least S$10,000. Or, receive up to S$138 in digiPortfolio credits when you invest at least S$18,000 into CIO Insights Funds or apply for eligible Protect or Grow products.Your journey to better financial well-being begins by cultivating a good habit. Start yours today!

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Apply for eligible Protect or Grow products by 31 Dec 2026.

Claim your digiPortfolio bonus credits by the end of the subsequent month.

How to qualify

Claim gift

Apply for eligible products by 31 Dec 2026, to be issued by the 7th of the subsequent month.

Eligible products include:

Protect

Regular premium protection plan with annual premium of at least S$500 to receive S$68 in digiPortfolio credits.

Grow

Regular premium participating or investment-linked plan with an annual premium of at least S$6,000 to receive S$68 in digiPortfolio credits.
Regular premium participating or investment-linked plan with an annual premium of at least S$10,800 to receive S$138 in digiPortfolio credits.
Single premium insurance plan of at least S$10,000 (excluding Manulife Goal series and RetireSavvy) to receive S$68 in digiPortfolio credits.
Single premium insurance plan of at least S$18,000 (excluding Manulife Goal series and RetireSavvy) to receive S$138 in digiPortfolio credits.
Cumulative CIO Insights Funds investments of at least S$10,000 to receive S$68 in digiPortfolio credits (excluding CPF and SRS investments); Applicable for Retail customers only.
Cumulative CIO Insights Funds investments of at least S$18,000 to receive S$138 in digiPortfolio credits (excluding CPF and SRS investments); Applicable for Retail customers only.

Click here full qualifying product list

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Speak to a Wealth Planning Manager

Frequently Asked Questions

How do I qualify for this promotion?

To qualify, you must sign up for Eligible Products by 31 Dec 2026 to qualify for these rewards:

S$68 in digiPortfolio credits: To find out more about our portfolios, click digiPortfolio.

Protect:

Eligible Products	Details
Regular premium protection plan with annual premium of at least S$500	LifeReady ManuProtect Decreasing ManuProtect Term Manulife Early CompleteCare

Grow:

Eligible Products	Details
Regular premium participating or investment-linked plan with an annual premium of at least S$6,000	Manulife FlexiRetire Manulife GrowSecure Manulife InvestReady Manulife IncomeBoost Manulife IncomeGen Manulife IncomeSecure Manulife Spring Manulife SmartRetire Manulife WealthGen ReadyBuilder
Single premium insurance plan of at least S$10,000 (excluding Manulife Goal series)	Manulife FlexiRetire ReadyBuilder Manulife WealthGen
Unit Trusts	Cumulative CIO Insights Funds investments of at least S$10,000 (excluding CPF and SRS investments)

Eligible Products

Details

Regular premium participating or investment-linked plan with an annual premium of at least S$6,000

Manulife FlexiRetire
Manulife GrowSecure
Manulife InvestReady
Manulife IncomeBoost
Manulife IncomeGen
Manulife IncomeSecure
Manulife Spring
Manulife SmartRetire
Manulife WealthGen
ReadyBuilder

Single premium insurance plan of at least S$10,000 (excluding Manulife Goal series)

Manulife FlexiRetire
ReadyBuilder
Manulife WealthGen

Unit Trusts

Cumulative CIO Insights Funds investments of at least S$10,000 (excluding CPF and SRS investments)

S$138 in digiPortfolio credits: To find out more about our portfolios, click digiPortfolio.

Grow:

Eligible Products	Details
Regular premium participating or investment-linked plan with an annual premium of at least S$10,800	Manulife FlexiRetire Manulife GrowSecure Manulife InvestReady Manulife IncomeBoost Manulife IncomeGen Manulife IncomeSecure Manulife Spring Manulife SmartRetire Manulife WealthGen ReadyBuilder
Single premium insurance plan of at least S$18,000 (excluding Manulife Goal series)	Manulife FlexiRetire ReadyBuilder Manulife WealthGen
Unit Trusts	Cumulative CIO Insights Funds investments of at least S$18,000 (excluding CPF and SRS investments)

Eligible Products

Details

Regular premium participating or investment-linked plan with an annual premium of at least S$10,800

Manulife FlexiRetire
Manulife GrowSecure
Manulife InvestReady
Manulife IncomeBoost
Manulife IncomeGen
Manulife IncomeSecure
Manulife Spring
Manulife SmartRetire
Manulife WealthGen
ReadyBuilder

Single premium insurance plan of at least S$18,000 (excluding Manulife Goal series)

Manulife FlexiRetire
ReadyBuilder
Manulife WealthGen

Unit Trusts

Cumulative CIO Insights Funds investments of at least S$18,000 (excluding CPF and SRS investments)

What if my policy is incepted after the 7th of the subsequent month?

Policies issued after the 7th of the subsequent month will be considered for the next month’s promotion period, if applicable. For illustration, eligible products issued on 8 January 2026 will be eligible to claim “the Gift” between 15 February to 28 February 2026.

How do I redeem the S$68 or S$138 digiPortfolio gift, and where will they go?

You can expect to receive a notification (digibank push notification or email) from us between the 15th to the end of the month with instructions on how to claim your S$68 or S$138 gift on digibank. Once claimed, you will receive a digiPortfolio within 2 weeks.

The S$68 or S$138 gift will be credited directly into your digiPortfolio, DBS’ discretionary portfolio services for investors.

Read more about digiPortfolio here.

If you already hold an existing digiPortfolio, the S$68 or S$138 gift may be topped up directly into your portfolio.

Do note that if the claim is not made on digibank by the end of the month, you will not receive the gift.

If I apply for more than 1 eligible product, how many free portfolio gifts am I entitled to?

You are entitled 1 free portfolio gift regardless how many eligible products you have applied for.

Terms and ConditionsKickstart your investment journey Promotion (digiPortfolio gift with S$68 or S$138 credit) Terms and ConditionsdigiPortfolio Terms and Conditions

Disclaimers and Important Notice

The information herein is published by DBS Bank Ltd (“DBS Bank”) and is for general information only and should not be relied upon as financial advice. This publication may not be reproduced, reposted or communicated to any other person without the prior written permission from DBS Bank.

This information does not take into account the specific investment objectives, financial situation or needs of any particular person. Before entering into any transaction involving any product mentioned in this information, where applicable, you should seek advice from a financial adviser regarding its suitability for your own objectives and circumstances. If you choose not to do so, you should make an independent assessment and do your own due diligence on the product.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

The information in this website is for information only. The information and opinions contained in this publication has been obtained from sources believed to be reliable, but DBS makes no representation or warranty as to its adequacy, completeness, accuracy or timeliness for any particular purpose. Opinions and estimates are subject to change without notice.

DBS Bank, its related companies, their directors and/ or employees may have positions or other interests in, and may effect transactions in the product(s) mentioned here. DBS Bank may have alliances or other contractual agreements with the provider(s) of the product(s) to market or sell its product(s). Where DBS Bank’s related company is the product provider, such related company may be receiving fees from investors. In addition, DBS, their directors and/ or employees may also perform or seek to perform broking, investment banking and other banking or financial services for these product providers.

Any past performance, projection, forecast or simulation of results is not necessarily indicative of the future or likely performance of any investment. There is no assurance that the credit ratings of any securities mentioned in this publication will remain in effect for any given period of time or that such ratings will not be revised, suspended or withdrawn in the future if, in the relevant credit rating agency’s judgment, the circumstances so warrant. The value of any product and any income accruing to such product may rise as well as fall. Foreign exchange transactions involve risks. The reader should note that fluctuations in foreign exchange rates may result in losses in foreign exchange. To the extent permitted by law, DBS accepts no liability whatsoever for any direct indirect or consequential losses or damages arising from or in connection with the use or reliance of this publication or its contents.

The information herein is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. DBS Bank (Company Registration. No. 196800306E) is an Exempt Financial Adviser as defined in the Financial Advisers Act and regulated by the Monetary Authority of Singapore.

Disclaimer: Life insurance is not a savings or fixed deposit product. Buying a life insurance policy is a long-term commitment. For regular premium policy, regular payments are required to service the premiums throughout the policy term. An early termination of the policy usually involves high costs and the surrender values payable may be less than the total premiums paid.

DBS Investment Disclaimer

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Apply for eligible products by 31 Dec 2026, to be issued by the 7th of the subsequent month.

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