SG60 marks a meaningful milestone for Singapore — make it one for yourself too, with your dream home.
Whether you're purchasing your first property, upgrading to a more luxurious space, or refinancing for greater financial flexibility, find your place in our resilient nation with DBS Home Loan. Apply by 31 July 2025 and receive up to S$4,600 in rewards, including a free DBS Retirement digiPortfolio!
DBS Retirement digiPortfolio uses a glidepath strategy for you to invest. It gradually recalibrates the portfolio mix towards fixed income as you move close to retirement. Start growing your wealth for tomorrow, today.
Apply now
Terms and conditions apply.
For New Loans (Completed Properties)New loan customers will enjoy the following rewards when they sign up for a DBS Home Loan.
Qualifying Loan Amount
Option 1:Rewards for Retirement digiPortfolioOR
Option 2:Rewards for Shopping Voucher
≥S$300,000
S$200 digiPortfolio
S$100 Shopping Voucher
≥S$500,000
S$700 digiPortfolio
S$500 Shopping Voucher
≥S$1,000,000
S$1,100 digiPortfolio
S$900 Shopping Voucher
≥ S$1,500,000
S$1,500 digiPortfolio
S$1,300 Shopping Voucher
For customers new to Salary Crediting, simply head over to our Salary Crediting Promotion to register and credit a minimum of S$1,600 in salary for 3 consecutive months to receive an additional S$300 cash rebate! This brings your total rewards for new loans to S$1,800!
For Refinancing Loans (Completed Properties)Refinancing customers will be entitled to the following bonus rewards, on top of your existing cash rewards.
Private Property
Refinancing Cash Rewards
Rewards Option 1:Retirement digiPortfolioOR
Rewards Option 2:Shopping Vouchers
N.A.
S$2,000
S$2,700 in Rewards(S$700 digiPortfolio + S$2,000 Cash Reward)
S$2,500 in Rewards(S$500 Shopping Voucher + S$2,000 Cash Reward)
S$2,500
S$3,600 in Rewards(S$1,100 digiPortfolio + S$2,500 Cash Reward)
S$3,400 in Rewards(S$900 Shopping Voucher + S$2,500 Cash Reward)
S$2,800
S$4,300 in Rewards(S$1,500 digiPortfolio + S$2,800 Cash Reward)
S$4,100 in Rewards(S$1,300 Shopping Voucher + S$2,800 Cash Reward)
HDB
S$2,200 in Rewards(S$200 digiPortfolio + S$2,000 Cash Reward)
S$2,100 in Rewards(S$100 Shopping Voucher + S$2,000 Cash Reward)
S$3,100 in Rewards(S$1,100 digiPortfolio + S$2,000 Cash Reward)
S$2,900 in Rewards(S$900 Shopping Voucher + S$2,000 Cash Reward)
S3,500 in Rewards(S$1,500 digiPortfolio + S$2,000 Cash Reward)
S$3,300 in Rewards(S$1,300 Shopping Voucher + S$2,000 Cash Reward)
For customers new to Salary Crediting, simply head over to our Salary Crediting Promotion to register and credit a minimum of S$1,600 in salary for 3 consecutive months to receive an additional S$300 cash rebate! This brings the total rewards for new loans to S$4,600!
Illustration:
Adrian lives in a private condominium in the East. He has an existing home loan of S$1,600,000 with another financial institution. His existing fixed loan package has passed the lock-in period with the all-in interest rates hovering around 4.00% p.a.
If Adrian chooses to refinance with a DBS Home Loan during the promotional period, the current attractive interest rates would result in interest savings – meaning lower monthly repayments on his mortgage.
In addition to the $2,800 cash reward for refinancing, Adrian will receive an additional S$1,500 worth of Retirement digiPortfolio, bringing the total value to S$4,300. By opting to credit his salary to DBS, Adrian also qualifies for an extra S$300 cash rebate, raising his total rewards to S$4,600.
Get rewarded when you apply for a DBS home loan.
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Alternatively, chat with our friendly Home Advice Specialist directly at 6333 0033 (and press ‘2’ for new loan enquiries). This service is available from 9am to 6pm on Mon to Fri, excluding Public Holidays.
Terms and conditions:
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