DBS Home Loan Exclusive Rewards

From now until 31 Oct 2026, customers with a new home purchase can score up to S$1,200 worth of shopping vouchers, perfect for enhancing your living space.Refinancing? Grab up to S$4,000 in cash rewards and boost your savings.Unlock more value from your home loan with DBS!Apply nowTerms and conditions apply. How our rewards work:For New Home Purchase (Completed Properties)
Customers securing their new home with DBS will be entitled to the following rewards:

Qualifying Loan Amount	Shopping Voucher Rewards
≥S$300,000	S$300 in Shopping Vouchers
≥S$500,000	S$500 in Shopping Vouchers
≥S$1,000,000	S$800 in Shopping Vouchers
≥ S$1,500,000	S$1,200 in Shopping Vouchers

For Refinancing Loans (Completed Properties)
Customers who refinance their existing home loan to a DBS Home Loan will be entitled to bonus cash rewards on top of existing ones.Private Properties:

Qualifying Loan Amount	Refinancing Cash Reward	Bonus Cash Reward	Total Rewards
≥S$300,000	N.A.	S$300	S$300
≥S$500,000	S$2,000	S$500	S$2,500 (i.e. S$2,000 Refinancing Cash Reward + S$500 Bonus Cash Reward)
≥S$1,000,000	S$2,500	S$800	S$3,300 (i.e. S$2,500 Refinancing Cash Reward + S$800 Bonus Cash Reward)
≥S$1,500,000	S$2,800	S$1,200	S$4,000 (i.e. S$2,800 Refinancing Cash Reward + S$1,200 Bonus Cash Reward)

HDB

Qualifying Loan Amount	Refinancing Cash Reward	Bonus Cash Reward	Total Rewards
≥S$300,000	S$2,000	S$300	S$2,300 (i.e. S$2,000 Refinancing Cash Reward + S$300 Bonus Cash Reward)
≥S$500,000		S$500	S$2,500 (i.e. S$2,000 Refinancing Cash Reward + S$500 Bonus Cash Reward)
≥S$1,000,000		S$800	S$2,800 (i.e. S$2,000 Refinancing Cash Reward + S$800 Bonus Cash Reward)
≥S$1,500,000		S$1,200	S$3,200 (i.e. S$2,000 Refinancing Cash Reward + S$1,200 Bonus Cash Reward)

Illustration:Adrian lives in a private property in the east of Singapore. He has an existing home loan of S$1,600,000 with another financial institution. His existing fixed loan package has passed the lock-in period with the all-in interest rates hovering around 3.00% p.a.

If Adrian chooses to refinance with a DBS Home Loan during the promotional period of 1 Jul – 31 Oct 2026, he will not only enjoy lower monthly repayments on his mortgage due to interest savings but also attractive cash rewards.

By refinancing with DBS before 31 Oct 2026, Adrian will receive a total of S$4,000 in cash rewards (i.e. S$2,800 Refinancing Cash Rewards + S$1,200 Bonus Cash Reward).