Unlock exclusive rewards with your DBS Home Loan!

Let’s celebrate a significant milestone in your homeownership journey with exclusive rewards!For customers applying for a new DBS Home Loan, get ready for a complimentary tech upgrade with a brand-new Samsung Galaxy Tab or Smartphone to keep you connected and entertained. Samsung Galaxy S26 image

Meanwhile, our valued refinancing customers can unlock up to S$3,800 in cash rewards. Imagine the possibilities – flexible funds for that dream home revamp, a well-deserved family getaway, or simply boosting your emergency savings.Claim your reward now by 30 Apr 2026!Apply nowImportant Downtime Announcement: Online Home Loan ApplicationsCredit Bureau Service will be unavailable from 31 Mar 2026, 9pm to 1 Apr 2026, 7am. If you submit an online application during this time, your credit bureau data will not be retrieved. We'll contact you after you apply, or you can submit your application later. How our rewards work:For New Loans (Completed Properties)Customers with a new DBS Home Loan will be entitled to the following rewards:

Qualifying Loan Amount	Samsung Device Reward:
≥S$300,000	Samsung Galaxy Tab A11+ 128GB Wi-Fi (worth S$398)
≥S$500,000	Samsung Galaxy Tab A11+ 128GB Wi-Fi (worth S$398)
≥S$1,000,000	Samsung Galaxy S26 256GB (worth S$1,438)
≥ S$1,500,000	Samsung Galaxy S26 256GB (worth S$1,438)

For Refinancing Loans (Completed Properties)
Customers who refinance their existing home loan to a DBS Home Loan will be entitled to bonus cash rewards on top of existing ones.Private Properties

Qualifying Loan Amount	Refinancing Cash Rewards	Bonus Cash Reward	Total Rewards
≥S$300,000	N.A.	S$300	S$300
≥S$500,000	S$2,000	S$500	S$2,500 (i.e. S$2,000 Refinancing Cash Reward + S$500 Bonus Cash Reward)
≥S$1,000,000	S$2,500	S$700	S$3,200 (i.e. S$2,500 Refinancing Cash Reward + S$700 Bonus Cash Reward)
≥S$1,500,000	S$2,800	S$1,000	S$3,800 (i.e. S$2,800 Refinancing Cash Reward + S$1,000 Bonus Cash Reward)

HDB

Qualifying Loan Amount	Refinancing Cash Rewards	Bonus Cash Reward	Total Rewards
≥S$300,000	S$2,000	S$300	S$2,300 (i.e. S$2,000 Refinancing Cash Reward + S$300 Bonus Cash Reward)
≥S$500,000		S$500	S$2,500 (i.e. S$2,000 Refinancing Cash Reward + S$500 Bonus Cash Reward)
≥S$1,000,000		S$700	S$2,700 (i.e. S$2,000 Refinancing Cash Reward + S$700 Bonus Cash Reward)
≥S$1,500,000		S$1,000	S$3,000 (i.e. S$2,000 Refinancing Cash Reward + S$1,000 Bonus Cash Reward)

Illustration:Adrian lives in a private condominium in the east of Singapore. He has an existing home loan of S$1,600,000 with another financial institution. His existing fixed loan package has passed the lock-in period with the all-in interest rates hovering around 4.00% p.a.

If Adrian chooses to refinance with a DBS Home Loan during the promotional period, the current attractive interest rates would result in interest savings (i.e. lower monthly repayments on his mortgage).

He will also receive a total of S$3,800 in cash rewards for refinancing his home loan by 30 Apr 2026 (i.e. S$2,800 Refinancing Cash Rewards + S$1,000 Bonus Cash Reward).

How to apply

Get rewarded when you apply for a DBS home loan.

Apply now

Important Downtime Announcement: Online Home Loan Applications

Credit Bureau Service will be unavailable from 31 Mar 2026, 9pm to 1 Apr 2026, 7am. If you submit an online application during this time, your credit bureau data will not be retrieved. We'll contact you after you apply, or you can submit your application later.

Need some assistance?

Leave your contact details and we will get back to you by the next working day.

Let us help

Alternatively, chat with our friendly Home Advice Specialist directly at 6333 0033 (and press ‘2’ for new loan enquiries). This service is available from 9am to 6pm on Mon to Fri, excluding Public Holidays.