Prosper with up to 4.1% p.a. plus S$250

Spring into a new year of prosperity today!Credit your salary with us and get S$250. Then, transact with us for a bountiful interest of up to 4.1% p.a. with DBS Multiplier.Start prospering in 3 easy steps:

Credit your salary to any DBS/POSB account to enjoy a S$250 cash reward.

Open a Multiplier account if you don’t already have one.

Transact with us and earn up to 4.1% p.a.!

Get S$250 cash reward by salary creditingHaven’t credited your salary with us before – or it’s been a while? You’re eligible for this exclusive S$250 cash reward!

Here’s how:

Register for this promotion by 31 Oct 2026.
Credit your salary (minimum S$1,600/month) via GIRO SAL/PAY to any DBS/POSB account for 4 consecutive months. NSFs need only credit their NSF allowance (min. S$500/month). Email your HR.

Feast on up to S$50 more in cash rewardsRegistered for the above promotion? Tuck into more rewards by doing the following within the first 4 consecutive months of crediting your salary:

Get S$40 for paying your income/property taxes via GIRO

Set up a GIRO arrangement with any DBS/POSB account for your Income/Property Tax Payment via IRAS myTax Portal or digibank, and successfully make at least one deduction to enjoy this reward.

Get S$10 with a Supplementary Retirement Scheme (SRS) Account

Open an SRS Account and contribute a minimum of S$10 via digibank to enjoy this reward.

Terms and conditions apply. This promotion is eligible for customers who have not credited their salary with DBS/POSB from 1 Jan to 31 Dec 2025. Up to S$300 Cash Reward will be credited to your salary crediting account within 2 months after you have successfully fulfilled the promotion criteria. Cash reward is limited to the first 12,000 qualified customers.

Example

salary promo timeline infographic

Note: To qualify, you must register and have your first salary credit in your DBS/POSB account by 31 Oct 2026.

Earn up to 4.1% p.a. with MultiplierAlready crediting your salary with us? Spring into prosperity by opening a Multiplier Account and transacting in one category (e.g. Credit Card/PayLah! retail spend) to effortlessly earn 1.8% p.a. on your savings. Then, transact in more categories to earn up to 4.1% p.a.!

How it works

Step 1:

Credit income.

Multiplier Income

Step 2:

Transact in 1 or more categories.

credit card plus home loan icon insurance plus investment icons

You can still earn bonus interest without an income!

Earn 1.50% p.a. on first S$50,000 balance with any Credit Card/ PayLah! Retail Spend. This applies to you if you’re 29 years old and below.

Ready to hop over? Apply for Multiplier now!

Open a Multiplier Account instantly on digibank app

Singaporeans, Permanent Residents, and Foreigners (EP/SP/DP /Long Term Visit Pass/Student Pass) can open a Multiplier Account instantly with Singpass.

On POSB? Click here to apply.

Apply with DBS

Tapping the button above will direct you via OneLink to an app store, a third-party site, to download digibank. Read our disclaimer on accessing third-party sites here.

Alternatively, launch your digibank app, tap on More and tap on Deposit Accounts under the Apply section.

Stand to receive up to S$2,828 or a Prosperity Horse Medallion Set


	Stand a chance to receive up to S$2,828 or a Prosperity Horse Medallion Set (worth S$98) for both you and the first paired recipient of your eGift or QR Ang Bao. Simply send an eGift or QR Ang Bao (minimum S$8) with DBS PayLah! AND keep your total cash withdrawals below S$500 OR deposit a minimum of S$8,000 in fresh funds into Multiplier or any other DBS/POSB Account(s) between 27 Jan to 10 Mar 2026. Learn more Terms and conditions apply. Participation in the promotion is limited only to those who have fulfilled the promotion criteria. First paired recipient refers to either the first person to receive your eGift or redeem your loaded QR Ang Bao during the campaign period. The QR Ang Bao must also be loaded during the campaign period.

Stand a chance to receive up to S$2,828 or a Prosperity Horse Medallion Set (worth S$98) for both you and the first paired recipient of your eGift or QR Ang Bao.

Simply send an eGift or QR Ang Bao (minimum S$8) with DBS PayLah! AND keep your total cash withdrawals below S$500 OR deposit a minimum of S$8,000 in fresh funds into Multiplier or any other DBS/POSB Account(s) between 27 Jan to 10 Mar 2026.

Learn more

Terms and conditions apply. Participation in the promotion is limited only to those who have fulfilled the promotion criteria. First paired recipient refers to either the first person to receive your eGift or redeem your loaded QR Ang Bao during the campaign period. The QR Ang Bao must also be loaded during the campaign period.

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

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Prosper with up to 4.1% p.a. plus S$250

Step 1:

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Ready to hop over? Apply for Multiplier now!

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