Eligibility for Credit Card Application

To be a Principal Card holder, you will need to be above 21 years, earn a gross annual income of S$30k if you are a Singaporean, or S$45k if you are a foreigner.

What is the eligibility for Credit Card Application

Principal Credit Card
  • You need to be 21 to 70 years of age.
  • Minimum gross annual income of S$30k if you are a Singaporean, or S$45k if you are a foreigner.

    For Foreigners, please refer to the list of eligible work passes:
    • Employment Pass
    • S Pass
    • Personalised Employment Pass
    • Long Term Visit Pass with LOC
    • Tech. Pass
    • International Organisation Pass
  • You need to be at least 18 years old.
  • Only an existing Principal Card holder can apply for a supplementary card.
An alternative is to apply for a Secured Credit Card if Minimum Income Requirement is not met.
In order to apply for a secured credit card:
  • You need to be 21 to 75 years of age.
  • Maintain a SGD Fixed Deposit Account with a minimum of SGD$10,000 placement.
To apply for a secured credit card, please submit your application here.
Was this information useful?

We welcome your feedback

Information is easy to understand and find
Information is useful to answer your inquiries completely