Eligibility for Credit Card Application

To be a Principal Card holder, you will need to be above 21 years, earn a gross annual income of S$30k if you are a Singaporean, or S$45k if you are a foreigner.

Principal Credit Card
  • You need to be 21 to 70 years of age.
  • Minimum gross annual income of S$30k if you are a Singaporean, or S$45k if you are a foreigner.
Supplementary Credit Card
  • You need to be at least 18 years old.
  • Only an existing Principal Card holder can apply for a supplementary card.
Secured Credit Card

An alternative is to apply for a Secured Credit Card if Minimum Income Requirement is not met.

In order to apply for a secured credit card:

  • You need to be 21 to 70 years of age
  • Maintain a SGD Fixed Deposit Account with a minimum of SGD$10,000 placement

Please note that applications for a Secured Credit Card can only be done at a DBS/POSB Branch and subjected to approval.

Look for the nearest branch using our Branch Locator.

Related Information

We welcome your feedback

Information is easy to understand and find
Information is useful to answer your inquiries completely

Need more help?

Contact support and we'll try to resolve your issue quickly.

Contact Customer Support