Apply for a Credit Card Interested in getting a DBS or POSB Credit Card? Simply submit your application via digibank.
Eligibility for Credit Card Application To be a Principal Card holder, you will need to be above 21 years, earn a gross annual income of S$30k if you are a Singaporean, or S$45k if you are a foreigner.
Cancel Card Cancel your Credit, Debit or ATM Card easily through our new digital banking service.
Apply for Mobile Wallet Add credit, debit or store cards and use Apple, Samsung or Google Pay to make purchases easily and securely from your Smart Phones.
Unavailability of CPF Web-Linkup Service The "Authorise CPF" option via the CPF Web-Linkup service, for our customers to provide their proof of income information will no longer be available from 30 June 2020.
Check Credit Card Outstanding Balance Subscribe to SMS notifications today to receive your consolidated Credit Card outstanding balance monthly via SMS; or check your Credit Card oustanding balance via digibank Online, digibank Mobile, DBS Lifestyle app, SMS Banking or Phone Banking.
Pay Credit Card Bills There are many ways you can pay your credit card bills. The fastest way to make an immediate bill payment to your DBS/POSB Credit Cards is via digibank Online.
Credit Card Payment Due Date
Credit Card Payment Due Date is generally 25 calendar days from the statement date, after which, late fees and finance/interest charges may incur.
Credit Card Payment Cut-off Times Perform instant payment for your DBS/POSB Credit Cards via digibank Online & digibank Mobile. Alternatively, other non-instant channels includes SMS Banking, Phone Banking, ATM, AXS, GIRO, Cheque and Cash Payments.
Terminate GIRO Arrangement Find out how you can terminate a GIRO arrangement easily using digibank Online or our Video Teller Machine (VTM).
Apply for My Preferred Payment Plan Bought something expensive using your credit card and wish to have an option to pay it off over time? Split your purchases into 0% interest instalments for up to 12 months at no fee!
Activate New Card You can activate your new card easily using SMS Banking, digibank Online, digibank Mobile, DBS Lifestyle app or at our DBS/POSB ATM and Video Teller Machine (VTM).
Lost or Stolen Card If your ATM, Debit or Credit card is Lost or Stolen, please block your card(s) immediately using our online services and request for a replacement instantly.
Reset Card PIN Reset your Card PIN immediately via digibank Online, digibank Mobile or Video Teller Machine (VTM).
PIN & PAY Without PIN & PAY function available, DBS/POSB Debit & Credit Cards will follow the usual Signature/Contactless based international payment methods for transactions performed in foreign countries.
Refund EZ-Link/NETS Flashpay Value Get a refund or transfer of value for your EZ-Link/NETS FlashPay cards at any TransitLink Ticket Office if you have lost or damaged your card.
Annual Fee Refer to our table for the specific amount required to maintain the yearly membership of various Credit Cards we offer! Find out if you are eligible to waive your annual fees today.
Late Fee Late payment charges are levied if the minimum payment is not received on the card account by the payment due date. Refer to our table for the list of charges.
Finance/Interest Charge Finance/Interest Charges are computed at the prevailing interest rate of 26.80% per annum, calculated daily from the date each transaction is posted to your card account until full payment is received, subject to a minimum fee of S$2.50
Cash Advance Fee Cash Advance Fee of 8% will be levied on the amount withdrawn per transaction, subject to a minimum of S$15 per transaction.
Over Limit Fee An over limit fee of S$40 will be charged if your card's total outstanding balance exceeds its credit limit.
Returned Cheque/GIRO Fee A fee of S$40 will be charged for every returned cheque, and S$30 for every returned GIRO payment.
Earn DBS Rewards Earn DBS Points, cash rebates and other rewards by spending on your DBS & POSB Credit Cards, find out the various benefits here.
Check your DBS Points Check your available DBS Points via DBS digibot, digibank, your monthly statement, DBS Lifestyle app or DBS Rewards website.
Redeem DBS Points You can redeem DBS points easily via digibank Online, DBS Lifestyle app, DBS Rewards website, DBS InstaRewards In-Store or participating merchants’ website/mobile app.
DBS Points Expiry Some DBS Credit Cards have no expiry dates for DBS Points! For those with expiry dates, DBS Points will expire one year from the quarterly period in which they were earned.
Convert DBS Points to Miles You can convert your DBS Points to KrisFlyer miles, Asia Miles, Qantas Points or Air Asia BIG Points via DBS Rewards Website or DBS Lifestyle app.
Transact & Withdraw in Foreign Currency Overseas Enable your Card for overseas usage to transact and withdraw foreign currency overseas. Avoid foreign exchange and debit card fees by using a DBS Visa Debit Card linked to any of our multi-currency accounts (e.g. My Account or Multiplier).
Overseas Card Transaction Fees Transactions made overseas or through overseas-based online merchants are subject to foreign transaction fees of up to 3.25%. This includes the bank’s administrative fees and charges imposed by the card associations (Visa/Mastercard/American Express/UnionPay).
Check Credit Card Transaction Details Credit Card transactions are not immediately reflected in your statements. Learn how you can make use of our digital solutions to check your recent transactions.
Authenticating your Online 3D-Secure Transactions Authenticating eCommerce payments at 3D-Secure merchants is simple and secure. Instead of an SMS OTP, you will receive a push notification to complete the authentication via your DBS Digital Token.
Declined Transactions Common issues customers face when their transactions are being declined are due to Non-activation, Insufficient Credit Limit or Incorrect Details inputted. Find out how you can resolve these issues here.
Enrol to eStatement and eAdvices Finding it a hassle to organise your statements or advices? Simply enrol to receive eStatements or eAdvices via digibank Online today.
De-enrol to eStatements and eAdvices You may de-enrol from eStatements or eAdvices via digibank Online and you will start receiving paper statements or advices from the following month onwards.