Credit Cards

Apply for a Credit Card
If you are new to DBS/POSB Bank, you can apply for a credit card with us online. For existing customers, application can be made easily via iBanking.
Apply for a Supplementary Card
If you are an existing DBS/POSB Credit Cardholder, you can apply for a Supplementary Card with us online.
Eligibility for Credit Card Application
To be a Principal Card holder, you will need to be above 21 years, earn a gross annual income of S$30k if you are a Singaporean, or S$45k if you are a foreigner.
Check Credit Card Application Status
Check your Credit Card application status easily through Phone Banking.
Card Cancellation
Cancel your Credit, Debit or ATM Card easily through our new digital banking service.
Cancellation of ANZ Credit Cards and Cashline Service Accounts
Cancel your ANZ Credit Cards and Cashline Service Accounts easily through our digital banking services.
Supplementary Credit Card Cancellation
Cancel your Supplementary Credit Card easily through our new digital banking service.
Check Credit Card Outstanding Balance
Subscribe to SMS notifications today to receive your consolidated Credit Card outstanding balance monthly via SMS; or check your Credit Card oustanding balance via iBanking, digibank, SMS Banking or Phone Banking.
Pay Credit Card Bills
There are many ways you can pay your credit card bills. The fastest way to make an immediate bill payment to your DBS/POSB Credit Cards is via iBanking.
Credit Card Payment Due Date
Due date for payment is generally 20 days after the statement date, after which late fees and finance/interest charges may be incurred.
Credit Card Payment Cut-off Times
Perform instant payment for your DBS/POSB Credit Cards via iBanking & digibank. Alternatively, other non-instant channels includes SMS Banking, Phone Banking, ATM, AXS, GIRO, Cheque and Cash Payments.
Recurring Payment via Credit Card
You can apply for a Recurring Bill Payment for selected merchants by filling up this Recurring Payment Form and mailing it to us.
GIRO Application (DBS/POSB Credit Card)
Set up a GIRO arrangement easily via iBanking to manage your Credit Card bill payments.
GIRO Suspension
You can apply for a GIRO Suspension by filling up this GIRO Amendment/Termination Form and mailing it to us.
Terminate GIRO Arrangement
Find out how you can terminate a GIRO arrangement easily using iBanking or our Video Teller Machine (VTM).
Pay Other Bank Credit Cards
You can pay other bank credit cards easily using iBanking or digibank.
- Add Other Bank's Credit Cards Recipient
- Remove Other Bank's Credit Cards Recipient
Instalment Payment Plan (IPP)
Apply for instalment payment plans at 0% interest directly at our participating merchants. Otherwise, choose DBS/POSB My Preferred Payment Plan!
Apply for Mobile Wallet
Add credit, debit or store cards and use Apple, Samsung or Android Pay to make purchases easily and securely from your Smart Phones.
Pay with Mobile Wallet
You can make purchases easily using Apple Pay, Samsung Pay or Android Pay.
Remove Card from Mobile Wallet
Remove credit and debit cards from your mobile wallet easily in a few steps.
Activate New Card
You can activate your new card easily using SMS Banking, iBanking, digibank or at our DBS/POSB ATM and Video Teller Machine (VTM).
Link Savings/Current account to your Card
Link your accounts to your Card via iBanking, digibank, Video Teller Machine (VTM) or complete our form and mail it to us.
Report Lost or Stolen Card
If your card is Lost or Stolen, report it by contacting us immediately at 1800 339 6963 or (65) 6339 6963 from overseas.
Credit Card Replacement
Send us a Card Replacement Request via iBanking Message.
Reset Card PIN
Reset your Card PIN immediately via iBanking, digibank or Video Teller Machine (VTM).
Change Card PIN
You can change your Card PIN at any of our DBS/POSB ATM and Video Teller Machine (VTM).
PIN & PAY
Without PIN & PAY function available, DBS/POSB Debit & Credit Cards will follow the usual Signature/Contactless based international payment methods for transactions performed in foreign countries.
Top up Credit/Debit Cards (with EZ-Link Function)
Top up your credit/debit cards with ez-link function instantly via our DBS/POSB ATM, or apply for EZ-Reload.
Replace faulty card (with Ez-Link function)
Request for a replacement card and visit any TransitLink Ticket Office with both faulty and new card to transfer your ez-link balance to the new card.
Check Credit Card Available Limit
You can simply check your Credit Card Available limit via iBanking, digibank and Phone Banking.
Change Credit Limit Permanently
For permanent increase or decrease in credit limit, simply complete our e-form or SMS "CLI" to 76060 and we will call you in 3 working days .
Apply for Credit Card Temporary Limit Increase
Apply for a Credit Card Temporary Limit Increase via iBanking or Online Form.
Annual Fee
Refer to our table for the specific amount required to maintain the yearly membership of various Credit Cards we offer!
Late Fee
Late payment charges are levied if the minimum payment is not received on the card account by the payment due date. Refer to our table for the list of charges.
Finance/Interest Charge
Finance charge is calculated daily from the date your transaction(s) until full payment is received, subject to a minimum fee of S$2.50.
Cash Advance Fee
Cash Advance Fee of 6% will be levied on the amount withdrawn per transaction, subject to a minimum of S$15 per transaction.
Over Limit Fee
An over limit fee of S$40 will be charged if your card's total outstanding balance exceeds its credit limit.
Returned Cheque/GIRO Fee
A fee of S$20 will be charged for every returned cheque, and S$30 for every returned GIRO payment.
Earn DBS Points
Earn a minimum of 1 DBS Points for every S$5 retail purchase charged to your DBS Credit Card. Some cards earn more points than others, find out more here.
Checking your DBS Points
There are 3 ways you may check your available DBS points: iBanking, your monthly statement and via the DBS lifestyle app.
Redeem DBS Points
You can redeem DBS points via DBS Rewards Site, DBS Lifestyle app or iBanking.
DBS Points Expiry
Some DBS Credit Cards have no expiry dates for DBS Points! For those with expiry dates, DBS Points will expire one year from the quarterly period in which they were earned.
Convert DBS Points to Krisflyer, Asia Miles or Big Points
You can convert your DBS Points to Krisflyer, Asia Miles or Air Asia Big Points via DBS Rewards Site or DBS Lifestyle App.
Benefits of Daily$ & Safra$
You can use your Daily$ and Safra$ to make redemptions and offset your transactions.
Enable/Disable Card for Overseas Use
Learn how to enable / disable your card's overseas usage easily via SMS Banking.
Transact & Withdraw in Foreign Currency Overseas
Enable your Card for overseas usage to transact and withdraw foreign currency overseas. Avoid foreign exchange and debit card fees by using a DBS Visa Debit Card linked to a DBS Multi-Currency Autosave (MCA) Account.
Overseas Card Transaction Fees
Transactions made overseas or through an overseas based online merchant will incur up to 3.25% foreign transaction fee.
Complimentary Travel Accident Insurance
Get complimentary travel accident insurance from DBS Bank by booking your air ticket for your whole travel and enjoy more.
View Credit Card Transaction Details
You can simply check your card transaction details via iBanking, digibank and Phone Banking.
One Time Password (OTP) for Online Transactions
Some websites requires a SMS one-time password(OTP). If you have not received it , it may be due to a non-updated mobile number. Refer to this article for assistance!
Declined Transactions
Common issues customers face when their transactions are being declined are due to Non-activation, Insufficient Credit Limit or Incorrect Details inputted. Find out how you can resolve these issues here.
Non-Receipt of Card Statements
You may have enrolled to eStatements or your mailing address is not updated in our records.
Retrieval of Card Statements
You can now easily retrieve your statements via iBanking or our new Digital Banking Service.
Understanding Statements
Learn how to interpret the different sections of your statement.
eStatements Enrolment / De-Enrolment
Enrolment & de-enrolment of eStatements can be done easily via iBanking!
Viewing eStatements
Simply log in to iBanking to view your eStatements.