Credit Cards

Apply for a Credit Card
Interested in getting a DBS or POSB Credit Card? Simply submit your application online.
Apply for a Supplementary Card
If you are an existing DBS/POSB Credit Cardholder, you can apply for a Supplementary Card with us online.
Eligibility for Credit Card Application
To be a Principal Card holder, you will need to be above 21 years, earn a gross annual income of S$30k if you are a Singaporean, or S$45k if you are a foreigner.
Check Credit Card Application Status
Check your Credit Card application status easily through Phone Banking.
Card Cancellation
Cancel your Credit, Debit or ATM Card easily through our new digital banking service.
Cancellation of ANZ Credit Cards and Cashline Service Accounts
Cancel your ANZ Credit Cards and Cashline Service Accounts easily through our digital banking services.
Supplementary Credit Card Cancellation
Cancel your Supplementary Credit Card easily through our new digital banking service.
Apply for Mobile Wallet
Add credit, debit or store cards and use Apple, Samsung or Google Pay to make purchases easily and securely from your Smart Phones.
Pay with Mobile Wallet
You can make purchases easily using Apple Pay, Samsung Pay or Google Pay.
Remove Card from Mobile Wallet
Remove credit and debit cards from your mobile wallet easily in a few steps.
Check Credit Card Outstanding Balance
Subscribe to SMS notifications today to receive your consolidated Credit Card outstanding balance monthly via SMS; or check your Credit Card oustanding balance via digibank Online, digibank Mobile, DBS Lifestyle app, SMS Banking or Phone Banking.
Pay Credit Card Bills
There are many ways you can pay your credit card bills. The fastest way to make an immediate bill payment to your DBS/POSB Credit Cards is via digibank Online.
Credit Card Payment Due Date
Credit Card Payment Due Date is generally 20 calendar days from the statement date, after which, late fees and finance/interest charges may incur.
Credit Card Payment Cut-off Times
Perform instant payment for your DBS/POSB Credit Cards via digibank Online & digibank Mobile. Alternatively, other non-instant channels includes SMS Banking, Phone Banking, ATM, AXS, GIRO, Cheque and Cash Payments.
Set up GIRO Payment for DBS/POSB Credit Card Bill
Set up a GIRO arrangement easily via digibank Online to manage your Credit Card bill payments.
Suspend GIRO Arrangement
You can apply for a GIRO Suspension by filling up this GIRO Amendment/Termination Form and mailing it to us.
Terminate GIRO Arrangement
Find out how you can terminate a GIRO arrangement easily using digibank Online or our Video Teller Machine (VTM).
Pay Other Bank Credit Cards
You can pay other bank credit cards easily using digibank Online or digibank Mobile.
- Add Other Bank's Credit Cards Recipient
- Remove Other Bank's Credit Cards Recipient
Instalment Payment Plan (IPP)
Apply for instalment payment plans at 0% interest directly at our participating merchants. Otherwise, choose DBS/POSB My Preferred Payment Plan!
Apply for My Preferred Payment Plan
Bought something expensive using your credit card and wish to have an option to pay it off over time? Split your purchases into 0% interest instalments for up to 12 months at no fee!
Apply for Recurring Bill Payment using Credit Card
You can apply for a Recurring Bill Payment for selected merchants by filling up this Recurring Payment Form and mailing it to us.
Update Recurring Bill Payments with Billing Organizations
Find out what you need to do to update your recurring bill payments paid to billing organizations using your Credit or Debit Cards.
Activate New Card
You can activate your new card easily using SMS Banking, digibank Online, digibank Mobile, DBS Lifestyle app or at our DBS/POSB ATM and Video Teller Machine (VTM).
Link Savings/Current account to your Card
Link your accounts to your Card via digibank Online, digibank Mobile, Video Teller Machine (VTM) or complete our form and mail it to us.
Lost or Stolen Card
If your ATM, Debit or Credit card is Lost or Stolen, please block your cards(s) immediately using our online services and request for a replacement instantly.
Replace Credit Card
Holding on to a damaged, worn out or lost your credit card? Request for a replacement instantly.
Reset Card PIN
Reset your Card PIN immediately via digibank Online, digibank Mobile or Video Teller Machine (VTM).
Change Card PIN
You can change your Card PIN at any of our DBS/POSB ATM and Video Teller Machine (VTM).
Without PIN & PAY function available, DBS/POSB Debit & Credit Cards will follow the usual Signature/Contactless based international payment methods for transactions performed in foreign countries.
Top up Credit/Debit Cards (with EZ-Link Function)
Top up your credit/debit cards with ez-link function instantly via our DBS/POSB ATM, or apply for EZ-Reload.
Refund EZ-Link/NETS Flashpay Value
Get a refund or transfer of value for your EZ-Link/NETS FlashPay cards at any TransitLink Ticket Office if you have lost or damaged your card.
Check Credit Card Available Limit
You can simply check your Credit Card Available limit via digibank Online, digibank Mobile and Phone Banking.
Change Credit Limit Permanently
For permanent increase or decrease in credit limit, simply complete our e-form or SMS "CLI" to 76060 and we will call you in 3 working days .
Apply for Credit Card Temporary Limit Increase
Apply for a Credit Card Temporary Limit Increase via digibank Online or Online Form.
Annual Fee
Refer to our table for the specific amount required to maintain the yearly membership of various Credit Cards we offer! Find out if you are eligible to waive your annual fees today.
Late Fee
Late payment charges are levied if the minimum payment is not received on the card account by the payment due date. Refer to our table for the list of charges.
Finance/Interest Charge
Finance/Interest Charges are computed at the prevailing interest rate of 25.90% per annum (26.8% with effect from 12 Dec 2018), calculated daily from the date each transaction is posted to your card account until full payment is received, subject to a minimum fee of S$2.50.
Cash Advance Fee
Cash Advance Fee of 6% will be levied on the amount withdrawn per transaction, subject to a minimum of S$15 per transaction.
Over Limit Fee
An over limit fee of S$40 will be charged if your card's total outstanding balance exceeds its credit limit.
Returned Cheque/GIRO Fee
A fee of S$40 will be charged for every returned cheque, and S$30 for every returned GIRO payment.
Waive Credit Card / Cashline Fees & Charges
Waive your Annual Fees, Finance or Late charges simply by submitting your request via our Digital Services.
Earn DBS Rewards
Earn DBS Points, cash rebates and other rewards by spending on your DBS & POSB Credit Cards, find out the various benefits here.
Checking your DBS Points
There are 4 ways you can check your available DBS points: digibank Online, your monthly statement, DBS Lifestyle app or DBS Rewards website.
Redeem DBS Points
You can redeem DBS points easily via digibank Online, DBS Lifestyle app, DBS Rewards website, DBS InstaRewards In-Store or participating merchants’ website/mobile app.
DBS Points Expiry
Some DBS Credit Cards have no expiry dates for DBS Points! For those with expiry dates, DBS Points will expire one year from the quarterly period in which they were earned.
Convert DBS Points to Krisflyer miles, Asia Miles or BIG Points
You can convert your DBS Points to Krisflyer miles, Asia Miles or Air Asia BIG Points via DBS Rewards Website or DBS Lifestyle app.
Benefits of DBS/POSB Loyalty Dollars
You can use your Daily$, SAFRA$ and HomeTeamNS$ to make redemptions and offset your purchases.
Enable/Disable Card for Overseas Use
Learn how to enable / disable your card's overseas usage easily.
Transact & Withdraw in Foreign Currency Overseas
Enable your Card for overseas usage to transact and withdraw foreign currency overseas. Avoid foreign exchange and debit card fees by using a DBS Visa Debit Card linked to a DBS Multi-Currency Autosave (MCA) Account.
Overseas Card Transaction Fees
Transactions made overseas or through an overseas based online merchant will incur up to 3.25% foreign transaction fee.
Complimentary Travel Accident Insurance
Get complimentary travel accident insurance from DBS Bank by booking your air ticket for your whole travel and enjoy more.
View Credit Card Transaction Details
You can simply check your card transaction details via digibank Online, digibank Mobile, DBS Lifestyle app and Phone Banking.
One Time Password (OTP) for Online Transactions
Some websites require a SMS one-time password(OTP). If you have not received it, it may be due to a non-updated mobile number. Refer to this article for assistance!
Declined Transactions
Common issues customers face when their transactions are being declined are due to Non-activation, Insufficient Credit Limit or Incorrect Details inputted. Find out how you can resolve these issues here.
Non-Receipt of Card Statements
You may have enrolled to eStatements or your mailing address is not updated in our records.
Retrieval of Card Statements
You can now easily retrieve your statements via digibank Online or our new Digital Banking Service.
Understanding Statements
Learn how to interpret the different sections of your statement.
eStatements Enrolment / De-Enrolment
Enrolment & de-enrolment of eStatements can be done easily via digibank Online!
Viewing eStatements
Simply log in to digibank Online to view your eStatements.