Loans

Apply for DBS Cashline
If you are new to DBS/POSB Bank, you can apply for DBS Cashline with us online. For existing customers, application can be made easily via digibank Online.
Eligibility for DBS Cashline Application
To apply for DBS Cashline, you will need to be above 21 years of age and earn a gross annual income of S$20k as a Singaporean or Permanent Resident.
Cancel Cashline Account
Cancel your Cashline easily through our new digital banking service.
Apply for DBS Personal Loan
Take up a personal loan using your available credit card limit easily via digibank Online and digibank Mobile.
Pay DBS Cashline Bill
There are many ways you can pay your cashline bill. The fastest way to make an immediate bill payment to your DBS Cashline is via digibank Online.
DBS Cashline Annual Fee
An annual fee of S$100 (waived for first year) is charged on a yearly basis for your DBS Cashline.
DBS Cashline Late Fee
A late payment fee of S$105 will be levied on your DBS Cashline if the minimum payment is not received by the payment due date.
DBS Cashline Interest Rate
The effective interest rates for your DBS Cashline is based on your gross annual income. 29.8% per annum for gross annual income below S$30,000 and 19.8% per annum for gross annual income above S$30,000
DBS Cashline Interest Charge
Interest will be charged daily once a withdrawal from your DBS Cashline is made, subjected to a minimum interest of S$10 per month on your outstanding balance.
Check Home Loan Interest for Tax Filing
Find out the total interest charged for last year on your home loan in your DBS/POSB December Consolidated Statement or eStatement via digibank Online.
Documents Required for Home Loan Repricing
Find out how to obtain the documents required for us to process your repricing request.
Getting a Home Loan for HDB
Considering a Built-To-Order or a resale flat? Let us help you figure out the best home loan for your needs.
Getting a Home Loan for Private Property
Considering a Private Property? Let us help you figure out the best home loan for your needs.
Refinancing a HDB Loan
Refinancing is one of the simplest ways to enjoy potential savings on your HDB Loan.
Refinancing a Private Property Loan
Refinancing is one of the simplest ways to enjoy potential savings on your Private Property Loan.
Calculate Home Loan
Wondering how much you can borrow for your home purchase in Singapore or the potential savings by switching your loan to DBS? Try our mortgage calculators and learn more about factors determining loan amount and tenure.
Request for Cashline Statement
Need your Cashline statement for reconciliation purposes? Submit your request instantly.
Change Cashline Billing Cycle
Wish to align your Cashline payment due dates for bill payment planning purposes? Submit your request instantly.