Apply for DBS Personal Loan

Take up a personal loan using your available credit card limit easily via digibank Online and digibank Mobile.

digibank Online
  • Log in to digibank Online with your User ID and PIN.
  • Select Apply and click on Personal Loan.
  • Log in with your 6-Digit iB Secure PIN.
  • Enter the Loan Amount and select the Loan Tenure* for your Personal Loan.
    (Loan amount up to individual available limit reflected.)
  • Select the Credit Card Account you wish to use to maintain your loan.
  • Select the Savings/Current Account for the loan to be credited.
  • Click Next to submit the application request.

Notes:
  • Loan Tenure*: 12, 24, 36, 48 and 60 months.
  • Processing time of 3-5 working days.
  • For full rates and fees, please click here for details.
  • Early termination fee of S$150.
digibank Mobile
  • Log in to digibank Mobile with your User ID and PIN.
  • Select Apply from the menu.
  • Select the Credit Card Account you wish to use to maintain your loan.
  • Enter the Loan Amount and select the Loan Tenure* for your Personal Loan.
    (Loan amount up to individual available limit reflected.)
  • Select the Savings/Current Account for the loan to be credited.
  • Agree to the Terms & Conditions and click Continue.
  • Verify the details and click Confirm to submit the application request.

Notes:
  • Loan Tenure*: 12, 24, 36, 48 and 60 months.
  • Processing time of 3-5 working days.
  • For full rates and fees, please click here for details.
  • Early termination fee of S$150.
Form
  • Fill up this online form.
  • Select Use my Card and PIN.
  • Select your Card Type and key in your Card Number and PIN.
  • Enter the Loan Amount and select the Loan Tenure* for your Personal Loan.
    (Loan amount up to individual's available limit will be reflected.)
  • Select the Credit Card Account you wish to use to maintain your loan.
    (Only your credit card's last 4 digits will be reflected.)
  • Select the Savings/Current Account for the loan to be credited and click Continue.
  • Verify the application details, provide authorization and click Submit Application.

Notes:
  • Loan Tenure*: 12, 24, 36, 48 and 60 months.
  • Processing time of 3-5 working days.
  • For full rates and fees, please click here for details.
  • Early termination fee of S$150.

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