Apply for DBS Personal Loan

Take up a personal loan using your available credit limit easily via chat banking.

Important information

  • *You will require a DBS/POSB deposit account for loan disbursement.
  • **If you do not have any credit facilities, a Cashline account will be created to maintain your loan upon approval.
  • ^Loan Tenure: 12, 24, 36, 48 and 60 months.

Your loan application options

Chat Banking
Apply DBS Personal Loan via Chat Banking
Enjoy affordable repayments with interest rates as low as 3.88% p.a. with DBS Personal Loan.
6 simple steps to apply for DBS Personal Loan

Click on the numbers to view screens.
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Click on the Digibot icon located at the bottom right.
Type Personal Loan into the chat & select Apply for Loan.
Select if you have existing DBS/POSB Credit Card** & Deposit Account*.
Select Authenticate me when prompted & use either your iBanking login or Card & PIN for authentication.
Provide the Loan Amount & select the Loan Tenture^, Credit Card and Deposit Account.
Verify your loan details and select Confirm to complete your Personal Loan application.
Apply DBS Personal Loan via Chat Banking
Enjoy affordable repayments with interest rates as low as 3.88% p.a. with DBS Personal Loan.
6 simple steps to apply for DBS Personal Loan

Click on the numbers to view screens.
1
2
3
4
5
6
Click on Digibot Icon located at the bottom right.
Type Personal Loan into the chat & select Apply for Loan.
Select if you have existing DBS/POSB Credit Card** & Deposit Account*.
Select Authenticate me when prompted & use either your iBanking login or Card & PIN for authentication.
Provide the Loan Amount & select the Loan Tenture^, Credit Card and Deposit Account.
Verify your loan details and select Confirm to complete your Personal Loan application.

digibank Online
  • Log in to digibank Online with your User ID & PIN.
  • Under Apply select Personal Loan and complete the authentication process.
  • Select the Credit Card/Cashline Account** to apply for the loan.
  • Enter the Loan Amount and select the Loan Tenure^.
    (Loan amount up to individual's available limit will be reflected.)
  • Select the Savings/Current Account* for the loan to be credited.
  • Agree to the Terms & Conditions and click Continue.
  • Verify the details and click Confirm to submit the application request.

Apply for digibank Online

Get Started

digibank Mobile
  • Log in to digibank Mobile with your Touch / Face ID or digibank User ID & PIN.
  • Tap More, under Apply select Personal Loan.
  • Select the Credit Card/Cashline Account** you wish to use to maintain your loan.
  • Enter your Requested Loan Amount and select the Loan Tenure^ for your Personal Loan.
    (Loan amount up to individual available limit reflected.)
  • Select the Savings/Current Account* for the loan to be credited into and tap Next.
  • Verify the details and tap Apply Now to submit the application request.

Don't have digibank?
Download from Apple App Store    Download from Google Play Store

Online Form
  • Fill up this online form.
  • Select Use my Card and PIN or iBanking Login.
  • Select your Card Type and key in your Card Number and PIN.
  • Enter the Loan Amount and select the Loan Tenure^.
    (Loan amount up to individual's available limit will be reflected.)
  • Select the Credit Card/Cashline Account** to apply for the loan.
  • Select the Savings/Current Account* for the loan to be credited and click Continue.
  • Verify the application details, provide authorization and click Submit Application.

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