Apply for DBS Balance Transfer

Get quick access to cash to handle what you need urgently with Balance Transfer at 0% interest rate for up to 12 months.

Who can apply?

  • Age: 21 – 75 years old
  • All nationalities who are existing DBS/POSB Personal Principal Credit Cardholder / Cashline customers

Important information

  • You will need a DBS/POSB deposit account (excluding Joint All, Trust, MSA, SAYE and POSB current accounts) for the Balance Transfer loan disbursement.
  • Your Credit Card or Cashline account must not have a credit balance (excess credit) or a GIRO arrangement in place for Balance transfer application.
  • The minimum loan amount is S$500 and the maximum loan amount up to 93% of your available aggregated credit limit on your DBS/POSB credit card and/or Cashline account. For DBS Insignia customers, the maximum amount should not exceed S$200,000 (per BT) or 93% of your available Credit Limit, whichever is lower.
  • Learn more about Balance Transfer.

How to apply for DBS Balance Transfer

There are various channels which you may apply for DBS Balance Transfer with us. The most convenient method would be via digibank mobile.

phone frame
login
more dashboard
loan type
selct loan amount and tenure
select account
review
success
1
Step 1
Log in to digibank mobile with your Touch / Face ID or digibank User ID & PIN.
2
Step 2
Tap on More at the bottom and under Apply, select Balance Transfer.
3
Step 3
Select either to apply from Cashline and/or Credit Card and tap Next.
4
Step 4
Enter your loan amount, select your preferred Tenure and tap Next.
5
Step 5
Select your preferred crediting account for the loan disbursement.
For application from your Credit Card, select the credit card for your Balance Transfer. Tap Next.
6
Step 6
Verify your application details and tap Submit.
7
Step 7
You have successfully submitted your Balance Transfer application.
Get the latest DBS digibank mobile app now!
  • Log in to digibank online with your User ID & PIN.
  • Complete the Authentication Process.
  • Click on Apply on the top menu and select Personal Loan.
  • Under Balance Transfer, click on Apply now.
  • Click on Start.
  • Select either to apply from Cashline and/or Credit Card and click Next.
  • Enter your loan amount, select your preferred tenure and click Next.
  • Select your preferred crediting account for the loan disbursement.
    For application from your Credit Card, select the credit card for your Balance Transfer. Click Next.
  • Verify your application details and click Submit.

Not yet a digibank user?

phone frame
slider
slider
slider
slider
slider
slider
1
Step 1
Tap to launch digibot and tap Yes to apply Balance Transfer.
2
Step 2
Tap Authenticate me and select Cashline.
3
Step 3
Tap Confirm to proceed with maximum amount or tap Other Amount to define your desired amount.
4
Step 4
If Other Amount is selected, enter your desired amount and select your preferred tenure.
5
Step 5
Select the account for disbursement.
6
Step 6
Verify your application details and read through the Balance Transfer Terms and Conditions before you tap Submit.
Launch our DBS digibot now!
phone frame
slider
slider
slider
slider
slider
slider
1
Step 1
Tap to launch digibot and tap Yes to apply Balance Transfer.
2
Step 2
Tap Authenticate me and select Credit Card.
3
Step 3
Tap Confirm to proceed with maximum amount or tap Other Amount to define your desired amount.
4
Step 4
If Other Amount is selected, enter your desired amount and select your preferred tenure.
5
Step 5
Select the account for disbursement.
6
Step 6
Verify your application details and read through the Balance Transfer Terms and Conditions before you tap Submit.
Launch our DBS digibot now!
Was this information useful?

We welcome your feedback

Information is easy to understand and find
Information is useful to answer your inquiries completely

Related articles

Related articles