Repay home loan partially / fully using CPF funds

Learn how you can use CPF funds to partially or fully repay your home loan.

  • Visit CPF Website and login with your Singpass.
  • Under Home ownership, select Using CPF for housing.
  • Under Make a full or partial housing loan payment, select Make loan payment.
  • Read through Important notes and select the checkbox to acknowledge then click Start.
  • Ensure property address is correct and select Make a full housing loan payment then Housing loan.
  • Complete the following then click Next:
    • Bank: DBS Bank Ltd
    • Principal outstanding: Key in your outstanding loan balance as seen on digibank
    • Accrued interest: You may leave this blank
    • Amount to be deducted from CPF: Key in repayment amount from your CPF account
    • Date of deduction: Indicate the deduction date as 3 working days before the payment date of your full repayment request
    • Full redemption statement: Please upload the full redemption statement that DBS will mail to you within 14 working days of receiving your full redemption request.
  • Review your application details and select the checkbox to acknowledge that you accept the Terms and Conditions, then click Submit.
  • Visit CPF Website and login with your Singpass.
  • Under Home ownership, select Using CPF for housing.
  • Under Make a full or partial housing loan payment, select Make loan payment.
  • Read through Important notes and select the checkbox to acknowledge then click Start.
  • Ensure property address is correct and select Make a partial housing loan payment.
  • Complete the following then click Next:
    • Bank: DBS Bank Ltd
    • Amount to be deducted from CPF: Key in repayment amount from your CPF account
    • Date of deduction: Indicate the deduction date as 3 working days before the payment date of your partial repayment request.
  • Review your application details and select the checkbox to acknowledge that you accept the Terms and Conditions, then click Submit.
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