Bank with ease


Freedom to manage your money anytime anywhere. A secure and simple way to bank – 100% security guaranteed.

lady using online banking

With the largest internet banking base in Singapore, you can transfer money to almost anyone in Singapore.

Start banking online today and get connected to more than 130 services.

What’s more, it’s FREE!

More than 2 million customers trust iBanking to:

Forgot iBanking PIN      Forgot iBanking User ID

First Time Login Video      Transactions Videos



As the bank that cares, we’ve built in security features that protect every transaction you make with DBS iBanking:

  • 100% confidence with automatic coverage under our Money Safe Guarantee – In the unlikely event that there is an unauthorized transaction, we will repay the money taken from your account.
  • Safe and secure transactions with Transaction Signing and (multifactor authentication) & transaction alerts.

More information on how to protect yourself online.

How to Apply


Customer Experience Asia Excellence Award 2016
Customer Experience Asia Excellence Award 2016
Best Digital Experience (1st Runner Up)

Global Finance Award 2016
Global Finance Award 2016
Best Consumer Digital Bank (Singapore)
Best Bill Payment and Presentment (Asia-Pacific)
Best Website Design (Asia-Pacific)​

Trailblazer Awards 2016
Retail Banker International Asia Trailblazer Awards 2016
Excellence in Internet Banking – Overall
Excellence in Internet Banking – Cross-Border
Excellence in Multi-Channel Integration – Highly Commended

The Asset Triple A Digital Enterprise Awards 2015
The Asset Triple A Digital Enterprise Awards 2015
Best e-Bank, Singapore

Trailblazer Awards 2015
Retail Banker International Asia Trailblazer Awards 2015
Excellence in Internet Banking – Overall (Highly Commended)

Asian Banker Excellence Awards 2015
The Asian Banker Excellence in Retail Financial Services 2015
Best Payments Product


Product Details

Transaction Signing

  1. What is Transaction Signing?

    Transaction Signing is a procedure introduced in Dec 2012 as part of an industry-wide initiative to bring you a more secure online banking environment. It is used for certain "high-risk" transactions like adding payees, updating personal particulars, or performing high-value transactions.

  2. Why was I not prompted to enter OTP after entering my iBanking User ID and PIN?

    With the introduction of Transaction Signing, changes have been made to make it easier and more convenient to transact on iBanking. To provide you quick and easy access to your basic account information, you only need to login using your User ID and PIN.

  3. Can we access DBS/POSB iBanking without token?

    Yes, you are now able to conveniently perform selected services such as Transaction History and low value fund transfers and bill payment conveniently using SMS OTP that is sent to your mobile phone registered with the bank.

    To allow us to direct the SMS to the correct phone number, please ensure that you register your mobile phone number with us at the earliest. Registration may be done at either any of our ATMs, or by completing the form found here

Transaction Alerts

  1. What are transaction alerts?

    The bank has introduced email and SMS notification alerts when you perform selected transactions via iBanking and digibank as well as other channels. This enhanced security feature helps ensure that you are immediately alerted on any unauthorized transactions. Click here to view the selected transactions.

  2. How do I register my mobile number and email address for the transaction alerts?

    Simply login to DBS/POSB iBanking and select ‘Update Particulars and Contact Preferences’ to register your email address and mobile number.

Money Safe Guarantee

  1. What is Money Safe Guarantee?

    DBS is the 1st bank in Singapore that guarantees your money is 100% safe when you bank online. This means you can get back money lost from your account through any unauthorised transaction. As an iBanking customer, you will be automatically covered by this guarantee.

iBanking OTP

  1. What is iBanking OTP?

    iBanking OTP serves as an additional security feature that uses a One Time Password authorisation. You will need to register your mobile number with the Bank in order to receive iBanking OTP via SMS for the following:

    • SMS Login – An 6-digit OTP will be sent to your registered mobile number via SMS. SMS Login is a feature introduced in Dec 2012 as an alternative second factor authentication on top of using the iB Secure Device.
    • Transactions – An 6-digit OTP will be sent to your registered mobile number via SMS to authorize and complete selected transactions such as Update Personal Details.
    • Notifications – SMS alerts will be sent to your registered mobile number upon completion of your online transactions.

  2. Can I share my mobile number with my family?

    The bank uses SMS to communicate transaction alerts and one-time passwords (OTP) for bank transactions, these alerts and SMSes are confidential and meant to be viewed by the account holder only.

    As such, a mobile number is unique to each customer on our record – this is in place to safeguard our customer’s interests.


What you need

What you can do

User ID


Mobile Phone

New IB Secure Device

  • Login to iBanking
  • View Account Balance
  • iBanking_icon

For your convenience, you will only need your IB User ID & PIN to login. No IB Secure Device is needed. To ensure confidentiality, all key account details are masked.



  • Transaction History
  • Bill Payment
  • Funds Transfer
  • … and more  

Use the new SMS login feature or IB Secure Device to perform selected transactions securely.

  • High value transactions
  • Add new recipients or billing organisations
  • Update personal particulars
  • token_icon

Secure your key transactions using Transaction Signing with your new IB Secure Device.

Enjoy added security with ease of mind today!


  • Quick Access to Account Summary: login to iBanking and view your Account Summary using only your User ID and PIN. No iB Secure Device is required.
  • SMS Login: access selected services such as Transaction History and low value funds transfer conveniently using iBanking OTP (One Time Password) sent via SMS to your registered mobile phone.
  • Transaction signing: perform higher value transactions of up to S$25k with a more secure authentication process using your iB Secure Device.

How to Register

We are committed to providing you a safe and convenient experience online. If you need further details or clarifications, please refer to the Security FAQ Transaction Signing.

If you are new to iBanking or have requested for a replacement device

What you need on hand:

  • iB Secure Device.
  • Letter accompanying iB Secure Device.


How to register:

  • Login to iBanking.
  • Follow the simple on screen instructions.


Login now

How to Use

Using the iBanking Secure Device

Now easier than ever with on-screen instructions, every step of the way.

For your convenience, you only need your User ID and PIN to check your Account Summary.
No iB Secure Device is required.


For other transactions, simply follow the on-screen instructions for the various procedures to perform Transaction Signing.






View Demo

How would you rate this page?

Thank you! We appreciate your feedback.

Any further suggestions?


What issues did you face today?

Any further suggestions?

I agree to Terms & Conditions