Get S$15 cash reward with a credit limit review
At a Glance

Fast approval
via Myinfo with Singpass

Hassle free application
Easy online submission with few steps

Greater spending power with higher limit
Unlock your financial flexibility
Exclusive Promotion
For limited time only! Skip the hassle of documents submission when you increase your credit limit using Myinfo with Singpass. Plus, you get to receive a S$15 cash reward upon approval! Valid till 31 December 2023.
Note: Both Principal and Supplementary Cardholders' consents are required, in order for Supplementary Cards to enjoy the same permanent credit limit increase.
For supplementary card credit limit review, please apply here.
How to increase Your Credit Limit on digibank:
Step 1
Login to digibank online, click Apply
Step 2
Under More Application Services, select Credit Limit Review
Step 3
Indicate your Preferred Credit Limit
Step 4
Retrieve your income data using Myinfo with Singpass
Step 5
Verify and Submit your Credit Limit Review application
Required documents
For Singapore Citizens and Permanent Residents
Singpass holders applying via Myinfo with Singpass, no documents are required.
Salaried Employee |
|
Variable/Commission-based Employees |
|
Self-Employed |
For Foreigners
Employment Pass with at least 6 months validity; and
|
* Income record/ documents must not be dated more than 3 months prior to date of application.
1 Your salary must be credited via GIRO, to your own DBS/POSB Account for the last 3 consecutive months and your current annual income meets our minimum income criteria. Salary credited into joint account will not be considered.
2 Monthly CPF contribution is subject to an income ceiling of $6,300 per month currently.
Apply now
Simply Log in, Retrieve Myinfo with Singpass and Submit your application via DBS/POSB digibank online.
Credit limit review application using Singpass is only applicable on DBS/POSB digibank online.
If your account is already suspended, please visit: Reinstatement of Suspended account to update your income and uplift the suspension.
Control your budget easily by setting a spend limit for your credit cards. Use DBS Payment Controls to manage spending limits and secure your credit cards at all times.
Frequently Asked Questions
Who is eligible for Credit Limit Review?
All principal cardholders can apply for Credit Limit Review. Both Principal and Supplementary Cardholders' consents are required, for Supplementary Cards to enjoy the same permanent credit limit increase.
For supplementary card credit limit review, please apply here.
Will my application for Credit Limit Review be approved if I were to apply?
The credit limit granted will be subjected to the income documents submitted. If your latest income documents submitted reflect an increase in income based on our record, credit limit increase will be subject to our review.
What if a lower income is submitted?
Should your submitted income documents reflect a lower-earned income than what was previously declared, the existing Credit Card or Cashline limit will be reduced to reflect the prevailing earned income.
What’s the maximum credit limit I can receive?
Review and revision of the combined Credit Card account(s) and/or unsecured credit facilities’ credit limit is conducted at DBS's absolute discretion.
ANNUAL INCOME |
CREDIT LIMIT |
---|---|
S$30,000 to S$120,000 |
Up to 4X monthly income |
>S$120,000 |
Up to 10X monthly income |
I have been granted a temporary credit limit increase and I have also applied for a permanent increase, when will my permanent credit limit be effective?
Any approved permanent credit limit increase will override the temporary credit limit increase.
Can I reduce my credit limit?
For permanent credit limit decrease, you may submit a Credit Limit Review application and select a preferred credit limit (Note: You could be assigned a lower limit than the preferred limit upon bank’s review).
However, you will need to re-submit income documents and re-apply for any credit limit increase in the future (subject to bank’s approval).
Alternatively, you may use Payment Control on digibank app to manage your card (main and supplementary) spending limits, by entering a Preferred Monthly Spend Limit. You may refer to the steps here.
How do I review the credit limit for my supplementary card?
Both Principal and Supplementary Cardholders' consents are required, for Supplementary Cards to enjoy the same permanent credit limit increase.
For supplementary card credit limit review, you may complete and mail the form which can be found here.
Alternatively, you may use Payment Control on digibank app to manage your card (main and supplementary) spending limits, by entering a Preferred Monthly Spend Limit. You may refer to the steps here.
That's great to hear. Anything you'd like to add?
We're sorry to hear that. How can we do better?