At a Glance

Buy DriveShield now to enjoy more savingsNEW!

Enjoy 23% off your premiums and get up to S$30 eCapitaVouchers1. Only from 16 February to 29 February 2024. EV cars get extra 10% off!

Comprehensive coverage with DriveShield Basic or Enhanced Plan.

With the Enhanced Plan, enjoy these additional benefits and more.

  • Your No Claim Discount (NCD) is reduced only by 10% when you are at fault – lowest in the market.
  • Free roadside rescue services in the event your car breaks down
  • Gap Cover and Loan Protector benefits which cover your outstanding car loan in the event of total loss of your car and death of the policyholder respectively

Not at fault in an accident? Don’t worry, you don’t have to pay a single cent.

This only applies if you are involved in an accident with an identifiable Singapore car(s).

You never know when you might meet a careless driver.

Stay road-calm with DriveShield comprehensive and reliable car insurance. Buy your policy up to 90 days in advance.

Quote now

By clicking the “Quote now” button, you will be leaving our website to access Singlife’s website. Please ensure that you understand Singlife’s product features and terms before purchasing. Upon purchase, Singlife will send your transaction details to DBS for the purpose of displaying your policy details on digibank.

 

Promotions

  Enter promo code when you quote now


Enjoy 23% off your insurance premium, plus get up to S$30 eCapitaVouchers1. EV Cars get extra 10% off! Find out more via the tile below.

 

Features & Benefits

For the full list of DriveShield benefits, please refer to the Summary of Cover.

 

Basic

Enhanced

Emergency breakdown assistance
Receive free roadside rescue services when your car breaks down.

Not covered

Covered

Loan protector
Pays up to S$50,000 of your outstanding car loan in the event of death.

Not covered

Up to S$50,000

Waiver of own damage policy excess
Applicable for customers with at least 30% NCD and for the first claim only. Pays up to S$500 and repairs must be done at Singlife’s approved repairers.

Not covered

Up to S$500

Daily hospital allowance
In the event that you, your authorised driver and/or passengers are hospitalised due to a car accident, the policy will pay each person a daily hospital allowance of S$100, for up to 30 days.

Not covered

S$100 daily
(up to 30 days)

Repairs for your car

Approved repairers only

Approved repairers only

Windscreen replacement coverage

 

 

Replacement cost of your windscreen (glass) if done at Singlife’s approved repairers.

Covered

Covered

Number of windscreen claims allowed.

1

Unlimited

Windscreen excess.

S$100

S$100

Accidental Loss, Fire or Theft Damage
Your car is covered for up to the cost of its market value, including the COE. Your manufacturer-fitted car accessories and audio equipment are covered for an unlimited amount.

Covered

Covered


For the full list of DriveShield benefits, please refer to the Summary of Cover.

 

Basic

Enhanced

Go green privileges
Exclusively for electric cars. Enjoy further discounts for charting a better way to sustainability.

Covered

Covered

Electric car battery
We cover losses if your electric car’s battery is lost, stolen or damaged.

Covered

Covered

Charging cable liability protection
We cover you against third-party liability arising from any accident involving the charging cable when it is attached to your electric car.

Covered

Covered

Additional total loss payout
If your electric car is a total loss due to fire or explosion during charging, we’ll pay 110% of its market value at the time of the loss.

Not covered

Covered

Electric car charging cable
Unlimited, covers losses if your electric car’s charging cable is lost, stolen or damaged.

Not covered

Covered

Private charging station cover
Unlimited cost of replacement or repair for your private charging station within your house in Singapore, if it is accidentally damaged.

Not covered

Covered

Towing assistance
Receive free towing services in Singapore when your electric car’s battery runs out.

Not covered

Covered

Enhanced loss of use cover
Get an electric replacement car (subject to availability) for up to 15 days, aſter an accident in any one period of insurance. (Applicable if you have purchased the optional Loss of Use cover and shown on your policy schedule)

Not covered

Covered


 

Coverage

Any workshop extension
Send your car for repairs at your preferred workshop.

Covered

Replacement locks and keys
If your ignition keys are lost or stolen, the cost of replacing the affected locks, transmitter, central locking interface and any affected parts of the car’s alarm or immobiliser.

Up to S$500

Loss of use cover
Singlife will give you a replacement car (1.6l model) when your car is in the workshop (up to 10 days).

Covered

NCD protector
Your NCD remains intact if only 1 claim is submitted (by yourself or a third party).

Covered

Waiver of young and/or inexperienced driver excess
Waiver of young and/or inexperienced driver excess for you and your authorised driver who are aged 24 and below and/or has held a valid driving license for less than 2 years.

S$2,500

 

Eligibility Criteria

  • The applicant must:
    • be aged between 21 and 70 years old,
    • live in Singapore for at least 183 days in a year and hold valid NRIC(s) or FIN(s),
    • have at least 1 year of driving experience and have not made more than 2 claims in the past 3 years,
    • be the registered owner of the car to be insured and
    • not be previously refused of any car insurance application for any reason.
  • The car to be insured must not be more than 15 years old.
 

Apply now

Simply click the “Quote now” button and sign up with MyInfo! Your details will be pre-filled for your convenience.

Quote now

By clicking the “Quote now” button, you will be leaving our website to access Singlife’s website. Please ensure that you understand Singlife’s product features and terms before purchasing. Upon purchase, Singlife will send your transaction details to DBS for the purpose of displaying your policy details on digibank.

 

Frequently Asked Questions

View all Frequently Asked Questions here.

To qualify for DriveShield car insurance, you must meet the following criteria:

  • Be 21 to 70 years old.
  • Reside in Singapore for at least 183 days in a year.
  • Hold a valid NRIC(s) or FIN(s).
  • Be the registered car owner of the car to be insured.
  • Be medically fit to drive and satisfy all driving regulations.
  • Possess a valid driving licence with at least 1 year of driving experience.
  • Have not been previously refused insurance coverage by any insurer for any reason.
  • Have made no more than 2 claims in the past 3 years.
  • Ensure any modifications on your registered car are compliant with and approved by the Land Transport Authority of Singapore ("LTA").
  • The car to be insured must not be more than 15 years old.

Yes. You can purchase your car insurance from here and make payment online. You will receive your policy documents and certificate of insurance via email instantly.


DriveShield Car insurance is underwritten by Singapore Life Ltd.


You are required to declare all claims you have had in the last 3 years on your car policy regardless whether you were the driver during the accident.  This applies to any claim caused by you as a driver on any car, except for windscreen claims or there were no injuries to anyone and the other party was 100% liable.

If there is a change in your number of claims made after the purchase of this policy, Singlife will contact you within 30 days from the policy start date. This may result in additional premium payable by you.


Kindly email your car registration number, make and model to dbsdriveshield@singlife.com and Singlife will contact you within 3 business days.


Your policy documents will be sent instantly to the email address provided when purchasing your policy.


You can visit the LTA website to renew your vehicle road tax online. If you have just purchased a motor policy with us, please note that it will take up to 3 working days for Singlife to update the LTA records and any late payment penalty will not be borne by Singlife.

Alternatively, you can engage any LTA approved agents to renew your road tax. Please remember to bring along your Certificate of Insurance and requisite payment.


Yes. We have an interest-free IPP arrangement for customers using credit cards issued by DBS.
 

How to Claim

Follow this guide to ensure that your claims are handled promptly and efficiently.

 

Contact Us

Call Singlife at 6827 9200 or email to dbsdriveshield@singlife.com if you have any queries. Singlife’s operating hours are from 8.45am to 5.30pm on Mondays to Fridays, excluding Public Holidays.


Please refer to the Policy Wording for the full details of the terms, conditions and exclusions of this insurance.

Click here for full Terms and Conditions Governing Purchase of Insurance Products from Singlife via the DBS website.

Disclaimers
1 Promotion terms and conditions apply.

Protected up to specified limits by SDIC. This insurance policy is underwritten by Singapore Life Ltd.

 

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