Your maid plays an important role in your household. So she needs the right coverage and protection. Choose Maid Protect – an affordable maid insurance plan underwritten by Chubb Insurance Singapore Limited.

Get a quote, then enter your SB Transmission Number, maid’s passport number and work permit number. Your policy will be sent instantly via email.

Get a quote

By clicking the “Get a quote” button, you will be leaving our website to access Chubb’s website. Please ensure that you understand Chubb’s product features and terms before purchasing.

At a Glance

Meets the Ministry of Manpower’s requirements

S$60,000 personal accident and S$15,000 medical insurance coverage per policy year.

 

Buy online instantly

Get your policy online in a few clicks. Save on agency fees by applying for maid insurance for your new/ transfer maid or renew your maid insurance online.

 

Tailor the policy to suit your needs with optional add-ons

You have the flexibility to add on benefits (such as COVID-19 Cover, additional medical insurance coverage and more) depending on your needs.

 

 

Key Benefits

Below are the key benefits that are covered under the Maid Protect Basic Plan.

View the full list of benefits here.

  Benefit Amount

Personal Accident Insurance - Accidental Death

S$60,000

Personal Accident Insurance - Accidental Personal Disability

S$60,000 per policy year

Medical Insurance
(Hospital and surgical expenses including day surgery, pre-hospitalisation diagnostic services and post-hospitalisation follow-up treatment)

S$15,000 per policy year

Accidental Medical Expenses Reimbursement
(Sub-limit of S$100 for each Accidental Injury in respect of treatment by a Chinese Doctor or Chiropractor)

S$1,000

Insurance Guarantee Bond
(To the Ministry of Manpower Singapore; not applicable if Your maid is Malaysian)

S$5,000

 

Optional Add-Ons

You have the flexibility to select add-on benefits depending on your needs.

  Benefit Amount

COVID-19 Cover
(Reimbursement of Hospital and Surgical Expenses due to COVID-19 within 14 days of entry or re-entry to Singapore)

S$15,000 per policy year

Insurance Guarantee Bond
(To the Philippines Overseas Labor Office, Singapore)

Choice of:

  • S$2,000 (for hiring through an accredited maid agency) or
  • S$7,000 (for direct hiring or through a non-accredited maid agency)

Waiver of Counter Indemnity
(For Insurance Guarantee Bond to the Ministry of Manpower)

S$5,000 (subject to an excess of S$250)

Additional Medical Insurance
(Hospital and surgical expenses including day surgery, pre-hospitalisation diagnostic services and post-hospitalisation follow-up treatment)

Choice of:

  • S$5,000 per policy year
  • S$10,000 per policy year
  • S$15,000 per policy year

Employer’s Liability

Choice of:

  • S$300,000
  • S$500,000
 

How to Apply

Get a quote, then enter your SB Transmission Number, maid’s passport number and work permit number. Your policy will be sent instantly via email.

Get a quote

By clicking the “Get a quote” button, you will be leaving our website to access Chubb’s website. Please ensure that you understand Chubb’s product features and terms before purchasing.

 

Frequently Asked Questions

View all FAQs here.

Basic Plan Coverage

Yes, Maid Protect provides coverage of up to S$1,000 for outpatient medical treatments due to Accidental Injury. This includes treatments by a registered Chinese Doctor or Chiropractor, subject to a maximum of S$100 per Accidental Injury.


Chubb will transmit the details of the Insurance Guarantee Bond for the sum of S$5,000 serving as a security bond on your behalf to the MOM. As such, you do not need to pay the S$5,000 cash up front to the MOM when hiring a maid.

  • For new and transfer maid, Chubb will transmit your guarantee details to MOM within 14 days prior to the policy effective date.
  • For renewal maid, Chubb will transmit your guarantee details to MOM within 60 days prior to the policy effective date.

In the event that a demand is made by the MOM, Chubb will first settle the payment and subsequently recover it from you under the Counter Indemnity arrangement of the insurance.

If you have chosen to enhance your plan with the optional cover of Waiver of Counter Indemnity, Chubb will first settle the payment and subsequently recover it from you up to the excess amount of S$250.

Optional Add-Ons

The COVID-19 Cover is an optional add-on cover that provides reimbursement of medical expenses (S$15,000 per policy year) if your maid is hospitalised and/or requires surgery, due to COVID-19, within 14 days of entry or re-entry to Singapore.


If you have this optional add-on cover included in your policy, your maid is automatically covered each time she returns to Singapore during the policy period.


The Letter of Guarantee will be sent to you together with your policy documents. You are required to furnish it to the POLO, together with all other necessary documents as required. You can refer to a checklist of documents that the Philippines Embassy requires here.

In the event of a demand made by the POLO, Chubb will first settle the payment and subsequently recover it from you under the Counter Indemnity arrangement of the insurance.


This applies only to the security bond of S$5,000 paid to MOM on your behalf. If you have chosen to enhance your plan with the optional cover of Waiver of Counter Indemnity, Chubb will waive their rights to recover the security bond of S$5,000 paid to MOM, subject to an excess amount of S$250 which will apply.

General Enquiries

Here’s a 3-step guide# to get you started:

  • Step 1: Get a maid insurance policy
  • Step 2: Renew your maid’s work permit online (to be done only after Chubb has transmitted the security bond to MOM)
    You should receive a renewal letter from MOM about 8 weeks before your maid’s current work permit expires. Log into MOM’s Work Permit Online portal to submit a scanned copy of your maid’s passport personal particulars page (remember to renew your maid’s passport first if it is expiring in 6 months!) and details for delivery of the new work permit. The renewal will cost you S$35.
  • Step 3: Prepare for home leave/ Get Authenticated Contract (for Filipino maids only)
    For Filipino maids, you will need to get an Authenticated Employment Contract and if she’s going on home leave, you also need to apply for an “exit pass”, known as the OEC. You can refer to a checklist of documents that the Philippines Embassy requires here.

    For Indonesian maids going on home leave, you need to get a Kartu Pekerja Indonesia Singapura (KPIS) card if your maid does not have one.

# This guide is only for reference. Please visit the respective agencies’ websites for latest updates.


You may cancel the policy by giving Chubb 14 days’ notice in writing, provided full discharge is given to Chubb by the relevant authorities in respect of the Insurance Guarantee Bond.

If you cancel the policy, you will receive a short-period refund of the premiums paid for the unexpired period of insurance, subject to a minimum charge of S$50 which will be retained by Chubb. There will be no refund of premiums if the policy is cancelled for more than 180 days from the commencement date of insurance or if there has been a claim.

 

How to Claim

Please submit your claims online at www.chubbclaims-dbs.com.sg. Alternatively, you may contact Chubb’s Customer Service Hotline at +65 6398 8797, (Mondays to Fridays, 9.00am – 5.00pm, excluding Public Holidays) and they will guide you in filing a claim.

 

Get in Touch

You may contact Chubb’s Customer Service Hotline at +65 6398 8797, (Mondays to Fridays, 9.00am – 5.00pm, excluding Public Holidays) or via email at dbscs.sg@chubb.com.

Please refer to the Policy Wording for the full details of the terms, conditions and exclusions of this insurance.

Terms and Conditions Governing Purchase of Insurance Products from Chubb Insurance via the DBS website

Disclaimers

Maid Protect is underwritten by Chubb Insurance Singapore Limited (“Chubb”) and distributed by DBS Bank Ltd (“DBS”). It is not an obligation of, deposit in or guaranteed by DBS. This is not a contract of insurance. Full details of the terms, conditions and exclusions of the insurance are provided in the policy wordings and will be sent to you upon acceptance of your application by Chubb.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation ("SDIC"). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Chubb or visit the General Insurance Association or SDIC websites.

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