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Signature Life Series
A whole life insurance plan that provides coverage on death and terminal illness
Signature Life Series
Guaranteed cash value of at least 80% of the single premium from day 1
Choose your preferred currency in SGD or USD
Enjoy lower premiums if you qualify for a preferential risk class or country class
At a Glance
Build your legacy for your precious ones with Signature Life, a single premium insurance plan, designed to provide coverage on death and terminal illness.
Guaranteed cash value of at least 80% of the single premium from day 1
Choose your preferred currency in SGD or USD
Enjoy lower premiums if you qualify for a preferential risk class or country class
Features & Benefits
How the plan can benefit you:
-
One-time premium for a lifetime coverage1 for Death and Terminal Illness -
Choice of preferred currency in SGD or USD -
Guaranteed cash value of at least 80% of the single premium from day 1 -
Grow your legacy with guaranteed cash value and non-guaranteed bonuses2
For corporate policy only
-
Flexibility to change3 Life Insured
How to Apply
A Relationship Manager will reach out to you
Visit us at any of our centres
Footnotes
1 For Signature Life – USD, the coverage for death and terminal illness is up to age 99 and policy matures at age 99. For Signature Life (II) SGD, the coverage for death and terminal illness is up to age 120 and policy matures at age 120. Terms and conditions apply. Please refer to product summary for specifi¬c defi¬nitions.
2 The bonuses are not guaranteed. The actual illustrated benefits payable may vary according to the future performances of the Participating Fund.
3 Policy Owner may request to change the life insured after 2 years from the Policy Issue Date. Acceptance of the new life insured is at Manulife’s sole and absolute discretion and will depend upon the insurability of this new life insured, as well as other terms and conditions as Manulife shall determine from time to time. For more details, please refer to the policy contract.
4 Death Benefit
Upon the death of the life insured during the policy term, we will pay the following in one lump sum, less any amount owing to us:
(a) before the policy anniversary immediately after the life insured’s 85th birthday, we will pay the higher of:
(i) face amount plus accumulated reversionary bonus (if any) and claim bonus (if any); or
(ii) the minimum protection amount; or
(b) on or after the policy anniversary immediately after the life insured’s 85th birthday and before the maturity date, we will pay face amount plus accumulated reversionary bonus (if any) and claim bonus (if any).
Terminal Illness
If the life insured is diagnosed with a terminal illness during the policy term, we will pay the death benefit in a lump sum in advance.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information is correct as at 1 July 2021.
DBS Private Bank Insurance Important Notes
1 For Signature Life – USD, the coverage for death and terminal illness is up to age 99 and policy matures at age 99. For Signature Life (II) SGD, the coverage for death and terminal illness is up to age 120 and policy matures at age 120. Terms and conditions apply. Please refer to product summary for specifi¬c defi¬nitions.
2 The bonuses are not guaranteed. The actual illustrated benefits payable may vary according to the future performances of the Participating Fund.
3 Policy Owner may request to change the life insured after 2 years from the Policy Issue Date. Acceptance of the new life insured is at Manulife’s sole and absolute discretion and will depend upon the insurability of this new life insured, as well as other terms and conditions as Manulife shall determine from time to time. For more details, please refer to the policy contract.
4 Death Benefit
Upon the death of the life insured during the policy term, we will pay the following in one lump sum, less any amount owing to us:
(a) before the policy anniversary immediately after the life insured’s 85th birthday, we will pay the higher of:
(i) face amount plus accumulated reversionary bonus (if any) and claim bonus (if any); or
(ii) the minimum protection amount; or
(b) on or after the policy anniversary immediately after the life insured’s 85th birthday and before the maturity date, we will pay face amount plus accumulated reversionary bonus (if any) and claim bonus (if any).
Terminal Illness
If the life insured is diagnosed with a terminal illness during the policy term, we will pay the death benefit in a lump sum in advance.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information is correct as at 1 July 2021.
DBS Private Bank Insurance Important Notes
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