How do I Begin Constructing a Portfolio?

There is room to customise your portfolio mix according to various factors, such as your risk appetite, investment horizon, or views on a particular asset, sector, or trend.

DBS has four “Model Portfolios”—Conservative, Moderate, Balanced, and Aggressive—to choose from, with the asset split corresponding to your risk appetite.

• The Conservative Portfolio aims to preserve capital with minimal risk exposure.
• The Moderate Portfolio aims to capture some capital growth with low risk exposure.
• The Balanced Portfolio seeks to capture modest capital growth through a balanced risk-and-return approach.
• The Aggressive Portfolio aims to maximise capital growth potential through exposure to a large portion in risky assets.

DBS Model Portfolios

Sources: DBS, Morningstar Investment Management Asia Limited. As of 2Q19.

Within the portfolios, each asset class is further broken down by sub-asset classes, such as regional/country equities, and government/corporate bonds.

Sources: DBS, Morningstar Investment Management Asia Limited. As of 2Q19.

Where do I Start?

Read our quarterly Asset Allocation reports

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