Grow your wealth for you and your loved ones.
Create a wealth of possibilities for your future. With Manulife SmartRetire, you can diversify your portfolio for greater potential returns and set your desired Target Income Goal1 to help fulfil your retirement lifestyle. Through regular investments that averages the costs of funds amid market fluctuations, the takes away the need for you to constantly watch the market.
Manulife SmartRetire is a regular premium investment-linked insurance plan designed for medium to long-term wealth accumulation opportunities. It gives you access to a range of professionally-managed funds to that match your risk profile for potential returns. So whatever your retirement lifestyle goals are, you can tailor your portfolio to work towards achieving it.
In addition, this plan comes with life coverage, giving you the dual benefits of investment opportunities and protection in one plan.
Mr Lee, age 35, non-smoker, plans to retire at 65 years old and would like to receive a Target Monthly Income1 of S$10,000 for 20 years till he is 85 years old. He purchases a Manulife SmartRetire policy and chooses to pay his premiums annually for 10 years.
To help Mr Lee achieve his investment goals faster, in the first year, he will receive up to S$10,855 of additional fund(s) units as his Welcome Bonus5. Every 3 years, he will also receive a Loyalty Bonus5 of additional fund(s) units.
At the end of 10 years, at age 45, when his premium payment term ends, his projected7 account value at age 65 will be at S$1,939,529.
At his selected Target Retirement Age of age 65, Mr Lee starts to receive a Target Monthly Income1 of S$10,000 regularly from his policy to fund his retirement passion. Alternatively, if he is not in need of the Target Monthly Income1, he may stay invested in the fund(s).
Over this period, he is also covered in the event of Death.
This plan can help you with these possible needs:
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