DBS Treasures Deposit Top Up Offer T&Cs

Terms and Conditions Governing DBS Treasures Deposit Top Up Offer for DBS Treasures Customers (“Promotion”)

Participation in the Promotion constitutes acceptance of these Terms and Conditions.


The Promotion period is from 1 July 2022 to 30 September 2022 (“Promotion Period”).


To qualify for the Deposit Top Up Offer, Customers must fulfill the following criteria during the Promotion Period:

  1. Successfully declare Accredited Investor (“AI”) status with DBS Treasures.
  2. Deposit fund(s) from outside DBS/ POSB of at least SGD500,000 or SGD1,000,000 (“Deposit”), or its foreign currency equivalent to their Wealth Management Account and/or DBS/POSB Current Account/ Savings Account (“CASA”) tagged to their current DBS Treasures relationship. The Deposit must be maintained with DBS for at least 3 months from the date of deposit, with a corresponding increase in Customers’ total asset under management (“AUM”).

    Customers will not qualify for the Deposit Top Up Offer if the transfers are made from any account within DBS, whether directly or indirectly. The Deposit must not be used in any other ongoing deposits promotion during the Promotion Period or placed in any Fixed Deposit accounts.
  3. Purchase a minimum of SGD50,000 in Eligible Wealth Product(s). Customers can make the purchase by 31 October 2022 to qualify for the Deposit Top Up Offer.

    An “Eligible Wealth Product” refers to:

    • Unit Trust subscriptions made in cash only via online/mobile/Relationship Managers not including subscriptions made in Regular Savings Plan (RSP), Supplementary Retirement Scheme (SRS) and Central Provident Fund (CPF)
    • Equity trades executed in the seven global markets offered online via DBS Online Equity Trading platform. Excludes any trade in a structured product issued by DBS and listed on the Hong Kong Stock Exchange
    • Currency Linked Investments
    • Equity Linked Notes
    • Bonds
    • Foreign Exchange Participation Structured Deposit
    • Funds-based digiPortfolio
    • Regular premium insurance plans, valued at annualized premium amount (i.e. For a monthly premium of SGD2,000, annualized premium amount would be SGD24,000 (SGD2,000 X 12 months)
    • Single premium insurance plans, valued at annualized premium equivalent (i.e. SGD100,000 premium X 10% = SGD10,000)
  4. Successfully completes Your Financial Profile (“YFP”) with their DBS Treasures Relationship Manager.


Customers who qualify for the Deposit Top Up Offer are entitled to receive below and the cash gift will be credited to their DBS/POSB CASA by 31 December 2022.

  1. a cash gift of SGD2,750 with a Deposit of at least SGD500,000; or
  2. a cash gift of SGD5,500 with a Deposit of at least SGD1,000,000.


Must maintain their current DBS Treasures relationship for at least 6 months from the date that the relationship is established.


Each Customer will only be entitled to one cash gift regardless of the number of accounts the Customer has with DBS/POSB and whether held singly or jointly with any other person(s).


Customers who fail to fulfill the above criteria, DBS reserves the right to debit the amount equivalent to the cash gift, from any account that the Customer maintains with DBS/POSB.


DBS will have the final decision on all matters regarding the promotions.


DBS may change these terms or suspend/terminate any of the promotions without giving notice.


The Customers consent to DBS’ collection and use of the Customer’s personal data and the use and disclosure of the Customer’s personal data by/to third parties for the purpose of the promotions. The Customers agree to the terms of the DBS Privacy Policy, a copy which can be found at www.dbs.com/privacy.


Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to SGD75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

The life insurance policy is protected under the Policy Owners’ Protection Scheme which is administered by the SDIC. Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact the respective insurer or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

Before committing to an investment, please seek advice from a financial or other professional adviser regarding the suitability of the product and read the relevant product offer documents, including the risk disclosures, which can be obtained from DBS Bank Ltd. If you do not wish to seek financial advice, please consider carefully whether the product is suitable for you. Foreign currency transactions are subject to exchange rate fluctuations, which may result in capital gains or losses; such accounts may also be subject to exchange controls imposed on the currency held.